I need $1800 to have my AC repaired. I know, compared to people asking for money for medical bills (which I have), and other urgent emergencies, repairing an AC seems pretty frivolous. But please, take a minute to read my story:
While it may seem a bit ridiculous, I am asking for money to have my home’s AC repaired. Not the entire amount of over $6000, just the last $1800. Why? Despite the fact that I have a good job, and 2 part-time jobs that I work as much as I possibly can, we are living paycheck to paycheck. Hard to believe, but it’s true. Here’s how we got here. Almost 3 years ago now, my daughter developed what has become debilitating pain and health issues. We sought treatment from a multitude of doctors, none of whom helped. We tried “experimental” treatments, which insurance would not pay for. We have to use out of network providers, which insurance will not fully cover, resulting in hundreds of dollars a week in out of pocket costs. Finally desperate to see my beautiful, smart, kind daughter have some semblance of a normal life, we had surgery by a specialist out of state. And now we are paying over $20,000 in related medical bills out of pocket. My wonderful daughter, who despite overcoming chronic pain and health issues, continued to make A’s in college (which I am paying for alone, as her father refuses to take out parent’s loans) and was accepted into one of the top nursing programs in the US. But because of her health, she had to defer for a year. Being out of school lead to all of the student and parent’s loans coming due. We could deal with that, as I stepped up my part-time work hours even more. Then, I got hit with IRS and state back taxes, penalties and fees in excess of $25,000. Your own fault, you might be thinking. No, the fault lies with the CPA who pocketed the funds designated to pay the taxes for a 401k cash out (taken to pay medical bills and tuition). Unfortunately, I have just learned that I may never recoup that money, but I do still have to pay the IRS and state, and the exorbitant fees of the new CPA trying to help me navigate a terrifying situation. But I could handle that. I chased out my home’s equity, cut our budget to the bone and started working even more. And then our AC went out. We live in the south, and experience heat practically year round. We tried to make do with window units and fans until I could save up enough to replace central unit. My daughter’s health issues force us to keep our home very cool. And then came the camel-back breaking last straw. My HOA has threatened us with fees and legal action if we do not remove the window units immediately. And I’m $1800 away from what I need to save to get the AC repaired. Every time I get enough saved, another big bill comes in, or we need to pay for another treatment.Just open the windows you say? Well it was over 85 degrees yesterday and there is little hope for relief for weeks. Plus, thanks to my next door neighbors smoking (weed and tobacco), and incessantly loud music, both indoors and out (we live in townhomes) keeping our windows open results in even louder noise to deal with and our home smelling of smoke all the time. I know this all sounds contrived, and if you’re still reading you thinking how made up it all sounds. But it’s not. It’s a real life story of how a middle class family has been pushed to the brink. I’ve used up my savings, borrowed from family all I can, have refinanced my home and have no options left except to possibly sell my home. Which I’ll not be able to easily do with no working AC. I know there are people out there suffering much worse than me, and back when I had the money to do so, I was the first to donate. All I’m asking for is a few acts of kindness, to help me have this one thing in our lives go right. When my family gets past all this, I will give back in every way I can. through my time, my actions and my own donations.