Wow. Never in my life did I think I would be here. 40 years old, single mom of two teens on the verge of bankruptcy. Yet here I am. How did I get here? Divorce, a cheating spouse, and hidden financial secrets I knew nothing about. This happened to me 12 years ago. Did I crumble or ask for help? No I pulled up my boot straps, and got a second job in addition to my full time one. I picked up my life left my husband and moved into a 2 bed room apartment. I spent years rebuilding my life only to have the rug pulled out from under me a year ago. Long story short my husband kept the house and stopped making mortgage payments and the house foreclosed. He was given sole occupancy of the house however he did not refinance it and my name was still on the mortgage. In Family Court it was decided that he would take on all the responsibility associated with the house. Silly me I thought this meant that if something were to happen this agreement would hold up in court and unfortunately it didn’t. Our bank sued us for over $80,000. At this point in time I had no other choice but to file bankruptcy. And this has left me so financially drained that I can barely afford to pay my rent. You are not allowed to get a second job while in bankruptcy as anything above a certain income amount gets taken from you. I have sold many things including my car so that I can continue to put a roof over my children’s heads. I am a proud, strong and independent woman but I am now at my breaking point and I’m not sure what to do. I do not have family to ask for money from and I am unable to obtain any financial assistance from any type of banking institutions. I am not looking for much but I am behind in rent and utilities and I’m in desperate need of a vehicle. The total amount of money that I require at this point in time is $5000. If I can get my rent and utilities under control then that would free up money for me to start saving towards a vehicle. I’m sure that anyone who comes to the site and asks for help has a much more sad story than mine. There are many people on this site who are probably more worthy of financial assistance than myself. At this point in time I am looking for someone to be kind enough to help me get my life back on track. I am on the verge of being homeless and the stress that this is putting on myself and my children is unbearable. Thank you for your consideration and for your help should you choose.
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