Hello. My wife and I have fallen into a financial pit recently. All our lives we have struggled but we kept our heads held high. We both work and she is working two jobs and yet the bill keep piling up. After a long term medical condition that my wife has, it drained us. Keeps getting harder no matter what we do.
We cut out so much from our lives, entertainment, furniture, cut unnecessary bills, even cut out food to a point. While I admire my wife so much for trying so hard and working as much as she does, she really should not be according to her doctors. With my job and the overtime we never have time to ourselves. Living paycheck to paycheck trying to pay off debt we had resorted to taking out a loan. While that has helped, it also takes away four hundred and fifty dollars a month.
We want to keep the roof over our head. We need to pay for our cars to get us back and forth to work. Our stress levels are building more and more. No matter what we do after we pay for everything, we are left with so little. Emergency situations keep arising and we have to keep looking for more ways to pay and we are finding ourselves getting into debt again even deeper.
We have been so helpful of others our entire lives, we have always given to those who needed help. Never have we asked for anything in return. Always feeling pride in ourselves we never wanted pity. At this point it is not about pity. It is about being afraid. Afraid of the future, the next day the next paycheck. If we could pay off at least our loan of fifteen thousand we should do fine from there.
Never have we thought of doing something like this. Asking for money like this was always out of the question but we have no options left. Our last resort would be to move in with our daughter and husband in a small house and completely invade on their space and privacy. Truthfully that is the burden that we do not want to become. My wife and I feel that things never came our way and we just keep facing one financial wreck after the other. And so what? Who does not? While our strong attitudes have kept us from asking for help, we find ourselves looking for alternate means to keep ourselves from failing.
Please help. That is the only other thing we can really think of. We have rent, utility bills, car payments loan payments and emergency car repairs as well as some additional debt we incurred trying to pay off the above mentioned things. We can not thank you enough. Our situation for some reason just never works out in our favor. We are hard working people who fell into a tough time for a long while. We need to catch up and we need to catch up quick. So tired of the one step forward and two steps back life we are leading. My wife medically needs the break from the stress.
We are ever so thankful if you just read through this we strongly want to thank you in advance for any help you can give.