Hello everyone. My name is Julia and I`m writing you in desperaton to ask help.
I’m 27 and this is my story. I`m Russian, I finished university and had a job, but I was feeling very bad in Russia, here is very cold and gloomily, so in April I decided to visit Cyprus and spend summer there. I went to Ayia Napa, it is youth rave town and found a job in a bar as PR. Six months I spent in Cyprus, and 2 weeks ago I returned to Moscow, because tourist season in Cyprus finished. I met a local guy in Cyprus and fall in love. I think it’s really what I need, and we are very happy together. He will come to me for a week to get acquainted with my family. But in December, he plans to go to Australia as a bag packer and he invited me with him. I’ve already applied for Australian visa and waiting for the result, because it takes about a month for Russian citizens to get visa approval. And really want to go with him. Firstly, I think that I found my destiny and I don`t want to lose him, and to be honest I don`t really believe in long-distance relationship… And secondly, I really like the style of life that it offers. We`re planning to travel the world and start our YouTube channel, we will upload videos of our travels. In any case, he has a working visa in Australia, so he will work and make money for us, while our videos do not start generating income. And I think that we really will succeed. We already start our Instagram page, Facebook page and upload first video in YouTube (I provided the links below, if you are interested). We created the name “Towards happiness with J”, because my name is Julia and his name is Jay Jay. And we hope that our future is really “towards happiness”. The whole season we were working really hard, like probably nobody in Ayia Napa, it`s a party town so most of the young people just party and work just to have money for life. But we were very serious. We started relationship in the beginning of May (as we knew each other from the last season, but were just best friends) and from this time we started working hard and saving money for our future. I managed to save about 2000 € in 6 months, which is maybe not big, but I`m proud.
But the problem is that in Australia I can hardly work as I`m Russian citizen, and I will most likely have a tourist visa for 90 days. My biggest problem is that I have credits in Russia, which I foolishly took from banks when I was young to pay for my University and I was not able to repay the amount of debt. Now my late payment on the loan is huge and increases every day, it`s about 900 thousand rubles (13 000 euros). This amount is really daunting for me. My dad is not living this us, I have only mum, but she is pensioner and her salary is tiny (about 300 euros per month). Also we don`t have any property, we rent an apartment in Moscow. I`m trying my best to help my mum and I was sending her money for rent monthly. I love her very much and I don`t want to leave her with my debts. Creditors are already calling her and threaten because of me. I`m scared. I don`t know what to do. I feel fear to answer the calls or open the door, the creditors tell horrible things. And the amount of debt increases every day. I`m trying to pay the debt off but I don`t have enough money. This situation is killing me. My mom said that I need to forget about my love and dreams, I need to stay in Russia, find a normal job and work the rest of my life to pay these debts… But I understand that if I not go to Australia, I will lose my boyfriend and I will feel completely broken. I`ll miss the chance to change my life. I really cannot live in Russia, it`s horrible here. I don`t want to go to a boring job all the rest of my life just to pay my debts, probably it will take about 7 years. Of course I understand that it`s totally my fault. And I`ve just launched the situation to the terrible outcome and now don`t know what to do. But I just want to be happy, and I think I found the person with whom I want to spend the rest of my life, to be his wife and have his kids. And hopefully I will.
If you were touched with my story and would like to participate in my dream coming true, I will be very grateful for any help.
Details of my card (Russian bank Sberbank):
Account number: 40817 810 2 38254020419
Card number: 4276 3800 4764 3320
Card holder: Yulia Oparinskya
P.S .: I was hesitating for a long time before I wrote this letter, since I hate to ask people about anything. But in this situation I do not really know what to do. I understand that I`m 100% guilty and situation is terrible, but now I really don`t know what to do. I only believe in a miracle… So I decided to write this letter, anyway I lose nothing. But at least I’ll be sure that I had tried everything to fulfill my dream.
Personal Instagram: amoreceleste
Couple Instagram: towards_happiness_with_j
Couple YouTube channel: https://www.youtube.com/channel/UCuVWR8F4DXXUuqPYFyruUyQ
THANK YOU FOR READING!