My name is Lewis, and I’m a 23 year old man from the UK. The past few years have not been too kind to me to say the least, it feels weird typing this out for anyone to see, but this itself might help a bit.
I guess things started around almost 8 years ago, a week before my 16th birthday. My father was home and was being very aggressive and shouting/threatening me in front of my 8 year old sister, I snapped after years of this and called him out on his threats, he screamed and shouted and simply got in his car, demanded my mum finish work early, picked her up (her car was being repaired) and drove her home, he then told her to get out of the car then he drove off.
Days later we recieved a letter from the courts stating that our house and the contents would be seized. Turns out my father had been in deep deep debt, and had kept it from the entire family, I believe the sum was around 50 thousand pounds, my mother took to the courts and pleaded her case and we were given a couple of weeks to try and sort things out.
Selling out family home and being forced to leave cleared most of the debt, leaving around 10 thousand (I believe) that we are still arguing to this day that my father needs to pay.
We recieved no help from that spineless man and to this day he has not even admitted or apologised, I digress.
A couple years later he visited my sister as she still wanted a relationship with her father, and both me and my mother fully agreed that she should have that if she so chooses. After the third time she went up to stay (around a 4/5 hour drive from where I reside) she did not come back, my father had refused to bring her home and claimed she wanted to stay there. This emotionally crippled my mother yet again, I cannot begin to tell you how vile and conniving this man is.
The rest of the time gap was mostly me and my mother trying to enjoy our new lives.
Now we are caught up to the current year, due to horrible work conditions and the years finally catching me, I broke down and had a full psychological meltdown in January, being forced to go on medical leave, I was off for 4/5 months suffering from crippling depression/anxiety, we tried our best to live off my sick pay and my mother with her job in the NHS, but the debt has just been creeping up on us.
I’m 1 thousand pounds in debt with my bank (credit card) as we needed to use it more and more to pay for food shopping and various medical Bill’s for prescriptions for myself and my mum. We have also started sending money we don’t have to my grandparents as they are also starting to get into money issues, but are too bloody stubborn to ask anyone for help (bar my mother and myself)
I’ve never done anything like this before. And I never thought I’d have to, I’ve always tried to be independent but right now I’m just in a hole and struggling to see a way out. My mental health is going down again and I literally cannot afford to be sick.
I guess I just need some help, and I don’t know where else to turn.
If you’ve read this far, well thank you. Just typing this all out has helped me a little bit aha. If anyone can help me, I would be eternally grateful.