Thank you for reading my post. My hope is that someone reads my story and is compelled to help me, even if it is just a little. My situation is not all that different from everyone else on here asking for money. I need help from someone who is kind and charitable to help me get out of a tough spot, maybe even from someone who has been where I am but got out and is well on their way. That would be awesome.
Currently I am 47 years old and live paycheck to paycheck working two jobs to support my family. I cannot find any higher paying jobs, my wife works and extended family and friends are unwilling and/or unable to help me. Every month I fall further and further behind, which means I have been selling everything I own to make up the difference. Last month, May 2019, I ran out of things to sell. Now things are getting very dire. With credit cards maxed out, a hard money loan and horrible credit I cannot borrow money from a bank or consolidate my debt into one loan. I would not be able to afford the payment anyway. I filed bankruptcy once 14 years ago and vowed never to do that again. It literally almost killed me because of the guilt, depression and suicidal thoughts that raged through my head. During that time my fiance left me, which pushed me further into the abyss. She cursed me out and called me a failure. After that I threw myself down over two flights of stairs to end my life because it was so bad, but miraculously I did not die.
I have tried being in business for myself, and while I had work I am not cut out for the day to day operations of running a business. I am better off working for someone who can provide the much needed health insurance for my family. I still have an LLC and do odds and ends out of my house, but the amount of money I earn from that doesn’t amount to much. Basically the past nine years I have used it for a tax shelter which helps. I am a very hard worker, but at my age there is only so much I can do. I look around and see so many others flourishing…living in their dream homes, driving their fancy cars, taking several family vacations a year, going to their cabins, enjoying their boats and motorcycles. I honestly don’t want any of those material things, I just want to be debt free and provide for my family the better than I can now. Since I got married five years ago we have not taken one family vacation, someday I would like to be able to do that. The other stuff I do not need.
Here is the bottom line. If I do not pay off the hard money loan I will lose my car. If I lose my car I cannot get to work. If I do not pay down or off the credit cards, I cannot afford to make my house payment and keep a roof over my family. Next week I will not have any money for groceries and my bank account as of today is overdrawn $517. The hard money loan is $6000, if I pay that off in the next two weeks I can keep my car. The credit cards total are $11,200. I am behind one month on my house payment which is $1646. All total I need $18,846 but $7646 is my immediate need this month.
Would you please help? Any amount is welcome and I would greatly appreciate it. I am not a drug user or alcoholic so the money will actually go to bills. Please consider doing this for me and my family. Thank you so much.
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