Hello all, and thank you so much for your time! I…certainly never expected to be in this position, and am not sure what all to say, so please ask me any questions you have. Basically, there are two parts to this: my financial situation and why.
My Financial Situation: At this point, I finished college a couple years ago and have just under $40,000 in student loans as well as a few thousand dollars in credit card debt. As of a couple of months ago, I don’t have a job, but I’m currently working on a certification to help me get a reliable remote job (this will be come up later). My parents have been incredibly kind and generous and have let me live with them rent free and pay for almost all of my food right now and occasionally personal health products. They also drive me around, primarily to doctor appointments, church, and to pick up medications.
My insurance is decent and medications are thankfully figured out and taken care of. One of my doctors, however is about $200 per session every other month. Honestly, I don’t know how much to ask for, as I don’t know when and how my situation is going to change and I don’t actually feel comfortable putting my financial burden on others. Unfortunately, I’m here, I’m desperate, and I’m asking for some help. This will be used for basic needs like appointments (and rides to get there), to pay my credit card debt a little and the next couple monthly payments, and to pay my parents back for some of what they’ve paid and for.
The WHY: I never thought of myself as disabled, but in the last five years I’ve been made acutely aware of limitations I have, and the reality of how my daily life is different from others. I have a variety of mental, physical, and neurological issues that I’ve lived with since birth, and I’ve always tried to deal with them myself and be self-sufficient. While I would consider myself intelligent, hardworking, and generally capable as an adult, there are just some things I can’t do and too often times that I’m forced to take a step back. All my issues affect me in different ways (and can come together to make life awful), but the most inhibiting to daily life are Bipolar disorder and ADHD, which limit my capacity and/or effectiveness particularly in working, as well as some eye problems and neurological disorder, which leaves me unable to drive.
Again, I don’t, nor does the government, consider me disabled, but I’ve had to accept that I’m “partially disabled.” I can do a lot for myself, but I’m unable to manage all of life’s requirements, I have limitations in my general abilities, and I can’t drive. On top of this, I meet with a variety of doctors, for which I also pay for or rely on others for rides, and my work situation has become unstable. There are programs out there for disabled individuals, but because of the variety of ‘small’ problems rather than a single, more obvious issue and because I can sometimes manage life, I’m not considered disabled.
My personal efforts: I’m trying to set myself up for some form of success by learning skills that will make me a good candidate for a remote job, where I won’t have to find a ride every day and I‘ll already be in my own space so I can more easily take care of needs as they arise. Right now, my other efforts include: avoiding any and all appointments, shopping trips, and other excursions I can, except for the ones I literally can’t live without.
I’m…struggling, and I’m making my parents suffer. I want to say, “I just need a couple weeks and I’ll be completely great!” but life always takes longer than I think, so I expect it will be a couple months before I finish my certification and find a job. Regardless, seriously ANY amount is already more than I have and I’m incredibly grateful. Thank you so much for listening and for your donation.
https://www.paypal.com/paypalme/mysincerethanks4U