COMPLETE TRANSPARENCY: I made some big mistakes in managing my money, had some unexpected hospital bills, and underestimated the living costs in NYC.. so I am in a pile of debt.
There are a ton of reasons, which will seem like excuses. There is a sob story, which is only sad for me. There are a lot of other small because’s, but they are all followed with a so what.
I messed up, and I’m working extra shifts and cutting down on everything to save including food. I am behind on hospital bills and rent. I just need this money to get me back at 0. I just need a second chance and a fresh start. These bills are not getting any smaller and not coming any slower.
So I ask sincerely if someone had ever given you a second chance, please if you could forward that kind gesture to me and help me.. I too will pay it forward and be ever grateful. Please.