Hi. I’m not normally one to do something like this, but I feel like I’m out of options. I’ve just turned 30 and am a single man living on a passable wage. I’ve suffered from clinically diagnosed anxiety and depression for more than half my life now, and I feel like I’m drowning at this point.
I’m currently suffering the effects of leaving a horrible job. In December 2017, my ex-employer said they would not be offering health insurance or paid vacation in 2018. After checking my options, my health insurance cost would go from $150/mo for a great plan to $450/mo for a catastrophic plan (which I cannot afford). My prescriptions went from $11 to $100 each – I was diagnosed with depression and anxiety 15 years ago and haven’t been able to afford my medication for months now. I’ve simply gone without. I opened 2 credit cards to pay for my medicine, but they are now maxed out and I haven’t been able to get my meds for a long time.
My ex-employer also made multiple mistakes on my tax forms in 2017. I had to file an amendment in March of 2017. Just last month I received the new bill from the IRS. $900. I simply cannot afford it on my current job’s pay. I left my previous job because they were going under, and I took a pay decrease to join my current job. I’ve also learned that I have car repairs that need to be done. I need to replace my bearings, bearing hubs, and brake pads. They’re long past the point that this should’ve been done. I also need to renew my registration, so great timing, I suppose. My girlfriend and I’s anniversary is coming up in 2 weeks and I can’t even afford a dinner for us. I feel like a failure.
I also used to help rehabilitate and rehome feral cats. That entire project and part of my life is at a standstill because I can’t afford the time or money to do so. I’ve taken up a part time job at a retail store at a mall just to make end’s meet.
I’m now over $2,500 in debt and they’re all asking for money at the same time. I simply can’t do it. I really don’t see a way out and I’m doing all I can but it’s just not making a dent. I need help and I don’t know where else to turn. If anyone can help, and amount would be a blessing. I can’t stress that enough.
If you took the time to read this, thank you. It means the world to me.