Hi, I am looking for help with my car, debt, and living expenses.
A bit of context, I moved to MN from CA at the end of 2019 due to my life falling apart financially, physically/mentally, and out of options. I was graciously given a place to stay in MN while I got my life figured out, but 2020 happened and things were set back very far. I have applied for SSDI but it has been a struggle with constant denials and appeals, reappeals, etc. I have worked with an attorney on this for the past couple years, but it is a process and has bore no fruit. In that entire time, my situation has not improved health-wise nor have I been able to find a job that I am physically/mentally able to do. The car that I am driving currently I drove from CA with has not had proper care, but it is my only way to get to and from any Dr appointments I have. I cannot walk nor is there sufficient public transport for me to take (I also can’t walk/stand for longer than 2-3 mins at a time and have severe social anxiety). The car itself needs new tires, an inner tie rod, and brakes/rotors. This amounts for roughly $1000 usd.
The most important thing is to keep my car running so I can continue my Dr appointments and hopefully receive disability social security within the next couple years. If my situation were to ever turn sour here, I would be homeless and it would be extremely beneficial to have my car running so that I can keep moving.
I also want to stress that my old debts from CA are catching up to me. I have been served and owe a company $3628.42 from a loan that I took out sometime in 2017/2018. I have not been employed since the end of 2019 due to my health issues and have had 0 income since then. I do not have money for bankruptcy, either. I am in dire need of help paying this debt off somehow so I don’t get sued. I again, cannot afford to pay this debt nor do I have the ability to make any kind of monthly payments to this or my other debts.
I have exhausted my options for help; I have no friends out here outside of my partner, my mom has given me all she could to help prior, and the rest of my family is not in positions to help me.
Please, anything at all will help. My situation is fragile and I have nowhere else to turn. Anything at all will help.