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January 10, 2017

I need help buying a used car

This is very hard to do but I am at my wits end.ICHRISTY - WIN_20141022_055133.JPG developed a secondary Breast Cancer in 2014 and underwent complicated total mastectomy, chemo, and radiation treatments. I am alone  and was doing ok, however not knowing how much this was all working on me and my thinking process. I had purchased a very nice car thinking it was going to be the last car I ever bought.I paid for it outright and had had it for 2 years.When I took it into have it inspected they told me it would cost thousands to have it repaired.I frecked out and I think because of going threw chemo at the time I was not thinking . I should have gotten in my car and gone elsewhere.Instead with my state of mind I bought a new car and of course they put me in a car with a $372.00 payment.That is when my life slowly went into a tailspin.I am on disability and my check is only 971.00 amonth.I stuggled to make the payment for 3 months and when I realized I could not take care of things I went back to the dealership to see what they could do to help me.With all the bills I have to run my home I did not have food money and I was sick from the cancer treatment I was going threw.I live alone as my immediate family has all passed away.I never had children myself so I am alone.I live in the country, I went back to another car dealership within the same dealership and the manager there got me in to much lesser of a car and dropped the payment by 72$.At least then I was able to pay 2 bills instead of just one.So I tried so hard to keep up with things and my tax bill on the house came in,my insurance for the car, the credit card payments,etc. and suddenly I found myself sitting with a choice.Feed myself and try to stay strong or continue straving and digging a deeper hole.I was so hungry and I just couldn’t stand it anymore.So I called the bank and asked them to come get the car.That meant and extra 400$ a month,ie. no insurance payment or car payment.My taxes on the house needed to be paid,which meant I had to make a choice again.Default on everything I had and simpley take care of my immediate bills,and scarp for house taxes.But at least as bad as it is I can now pay for food and utility’s.What it’s done to me has totally wracked my credit and left me without a car,hence my being on this site.I live in the country and had one women who give’s me a ride to the grocery store.So I have been looking at cars with a price tag of 1000 to 2000 dollars.Just something to get me to and fro the store for grocery’s.I really need help coming up with this amount of money. I’m willing to make a small payment back if nessacary.I have been without a car for 7 months at this point and it is so hard because I have to try to work around the women who gives me a ride.As it is I have a Doctor apt at 8:00 tomorrow morning and I have no way to get there.Now I have to call them and get the appt.changed so this is rolling over to them as well which makes me feel really bad.If there’s anyone out here in this big world that could help me that would be a prue blessing.Thank you for taking the time to read this and God Speed.Christy

Filed Under: Emergency Money

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