Hello
I am a 32 year old single man from Norway.
I dont really know what to say, because I never really thought I would end up in this position, but here goes.
I’m not sure how this all works in other countries, but atleast in Norway, we tax quite a lot of our income, between 28-37% ..ish
but my tax card had been wrong all year, so at the end of the year when my taxpapers came, it had an amount of 58000NOK (around ~6800 USD)
an amount I was not able to pay, so I had to use my credit card, which tops out at 20000NOK(~2300USD) and take up a loan for the rest.
So those two payments were fine, I was able to barely manage through the month living very cheaply.
Then later, as winter came along, I had to travel to my Mothers place, where I kept the studded tires for my car. This trip is a 3 hour travel, and when I was almost there I met a patch of slushy snow, lost control and wrecked my car.
The police that came at the scene found me at fault for not having the right tires for the situation, and ended up with a nice fine of 5000NOK (around 590USD, vehicular tickets, fines and punishments are VERY expensive and severe in Norway). And then, to top it all off, since my tires were not right for the situation, that also affected my insurance, which only got me 2/3 of what the vehicle was worth, so I was not able to make a full downpayment on the loan I had on that car. So I had to find myself another car, which in turn was another loan of 20000NOK
So now im sitting here, with a maxed out credit card, a loan for my tax, a loan for a wrecked car, and a loan for the new car. Paying all of these off as a single man living in the middle of a big city is hard, so now I find myself using my paycheck to pay of a bit of every loan I have, and then there are living expenses on top of it, and I feel there is just too many different loans, I am trying to pay off my creditcard, but Wind up having to use the credit card again to pay the rest of my bills, and end up using that until the end of the month.
At this rate I feel like my credit card might actually start to max out before my next paycheck comes, and then i’ll have an actual problem.
I just really want some help to pay of some of my loans so I can get back on track and live again, without having to worry about all these things that are gnawing on my mind in every waking moment.
Hope someone is willing to help, any tiny amount will do.
My paypal is:
www.paypal.me/JoakimJacobsen88