I am currently in a bad financial position due to my poor financial decisions in the past. I took out some credit cards and then did debt consolidation. I have since attempted to straighten out my financial position by seeking help from a financial advisor through my primary job (military) and had a full plan layed out on getting debt free. I was working a second job (security) and due to COVID-19, I haven’t been able to work it since March putting me in a financial burden. I am hoping someone here can help out as I am currently trying to find ways to better my predicament (sell my personal belongings, cut costs, etc). I’ve reached the point where I don’t know what to do anymore. My family (wife and 2 special needs kids) rely on my income to get by and it isn’t working. Any help would be appreciated! I’m really trying to work a second job but due to my primary job, it’s tough. I currently have $28,000 in credit card/loan debts with my wife having an additional $12,000 in credit card debt. I just want to get debt free and cut up my cards/close accounts! Thanks for taking the time to read and have a great day!