Hi, I’m Naz from Malaysia. I have been living my life full of debt. Not mine, but my family. Yes, my family was thrown into massive debt after my family business was not successful. They even have to take the loan with the moneylenders in order to support the business. I never knew this happened until I’m in college. Luckily, I got my own scholarship to further my studies.
I always set my mind that I have to be graduated to help my family. I have to be an educated one among the family members. Furthermore, I am the oldest among our siblings. With the set of mind, after graduation, I got my first job with a multinational company and bonded for 8 years.
After I got this secured job, my first initiative is to take a big loan to cover all the debts that my family have. I can see the relief from my mother’s eyes when I covered all the debts. She never has to go out without concerning to meet the creditors anymore. She now can smile everyday thinking she is now free from the burden.
I am glad my family back to normal due to the action that I took for them. However, the loan that I took covered most of my salary that I barely can enjoy them. It is about 75% of them. I felt like I miss some of the opportunity in having my own things like house, car and anything else. Every time I need extra cash, I have to ask a loan from my friends due to the inability of my family to help me. I felt a big hit to my confidence every time I ask them for help.
I don’t think I have any asset left, only retirement fund which is a huge amount but only can be withdrawn once I’m 50 years old. I have an old computer for my entertainment, an old mattress, and clothes. I felt like a loser when I’m comparing myself with my friends of the same age. I need a boost to my confidence.
This lead to the resort of using this platform to ask help from the public. I know it is maybe not worth it but at least I’m trying to fix my life. Any amount of money is really appreciated in order for me to enjoy a bit in my life. If you have an offer for a job that I can do instead in my country, kindly also email me. Thank you.
My paypal.me: paypal.me/radius01