I am very uncomfortable doing this. I am very uncomfortable putting myself out there in this way and I wish I wasn’t in this predicament.
I have seven kids, six are still living. Five of those kids live at home and my two grandkids live here as well. My husband has always had a good job and even though he lost it during the pandemic, he still is a very experienced and skilled tradesman and we expected him to get right back in the swing of things when things went back to normal. I own a small cleaning company and we do reasonably well. I’m not exactly making a ton of money and Im not exactly the best with money. This has never been an issue before as my husband has always supported us financially and I have only had to supplement his income at times. Unfortunately, he was seriously injured a while back when a car pulled out in front of his motorcycle one night. He was traveling around 75 mph when she pulled out in front of him and with only 1.5 seconds to react, he was unable to clear her car with any evasive measures. He was ejected from the bike and landed roughly 75 feet from the point of impact. His bike traveled an additional 25 feet. He was airlifted into the hospital and has had a very long and difficult recovery. His knee and ankle are still broken and unable to sustain prolonged weight bearing periods. He will likely never work in his field again. Luckily a security camera recorded the entire accident and, having been found to have not contributed to the accident in any capacity, will certainly end up with a decent settlement as long as his attorney can get the $120,000 medical bills lowered significantly. The cost of all of this, combined with paying for my daughter(mother of two grandkids) to go to college, the household expenses, vehicle maintenance, and emergencies (like the roof, kitchen floor, and one whole side of the house being damaged due to rain and water runoff that will need replacing very soon) have us in a very bad spot. I cannot make enough money to keep up and we are very close to slipping behind in a bad way. No one I know can afford to loan me any money and my credit isn’t great. I got one loan for 2000 dollars and had to use that to buy a car which promptly stopped working. Last week I wrote a check to keep the power on knowing that it would either cause my account to go negative or would get returned. I just knew that it would buy me another ten days to get things in order hopefully, but it seems like every penny that comes in is needed for gas or food or diapers or other bills. My phone is going to be shut off in three days. I’ve tried everything I can think of and honestly, I’m starting to consider drastic actions. I’m not a suicidal person and I don’t want to die by any means. For the most part I love my life and I wouldn’t trade it for anything. I just know that if I were to die people would give my family money. They always give money when someone dies…often times way more than necessary but especially if it was made clear that financial worries were what caused it to happen. I’ve always told people that I would set myself on fire if it were the only way to keep my kids warm. I mean that absolutely and without hesitation. But to be fair, I’m probably going to ask as many people as I can find for a little bit of wood or coal first. So, this is where I am. If you can help in an capacity at all I would appreciate it. I haven’t been caught up on everything since the accident and honestly if I could just zero everything out I would be able to maintain it. Thank you for your time.