Thank you for taking time out of your day to read my request. I appreciate it.
These past three years have been difficult trying to keep up with paying all our bills and loan payments. Getting new loans to help make the payments just added more payments that need to be made. We have the monthly income, but when you get caught in the cycle of paying some bills and not paying others each month, it eventually catches up to you and your credit score/report suffer due to late payments, charged off accounts, etc. Payday loans kill your budget.
My story of how things got this way lays squarely on me the wife, as husband knows nothing about it. His depression/anxiety could not handle it. I was finally forced for my health to retire from my job of 20 years. My boss who had been there for 7 years had harassed me from day one. I do not know the reason but his boss wanted me gone. The employees actually had a pool going on how long I would last. The longest time was a month. I lasted seven years with this boss because I did an excellent job. They never wrote me up for anything just keep accusing me of things with no explanation. I am no coward and I do stand for right and wrong. I speak the truth and do not shy away from telling them my side of the story. I believe this was a problem for them because I just didn’t “be a good girl” and stay quiet. My parents, especially my father, did not raise me to not stand up for myself. So after things kept getting worse and my doctor treating me for anxiety and depression, I retired at 60. I lost money but my health was more important.
Through all of this and some medical issues after retirement I am unable to get a large enough loan to pay everything off and have just one loan payment. I need at least $100,000 to fulfill all obligations including catching up on my utilities that have not been paid for several months. I also intend to pay off the charge off loans, especially for a vehicle that we wish to keep. I believe in paying my obligations and with great meds and doctors I am stable enough to move forward.
Now I am here asking people with kind hearts for help if they are so inclined. I appreciate you if you have read my story and can give, but if not, your prayers would be most welcome. ~~~LMB