I need some help paying bills, It’s getting too much for me now.
I was working 2 jobs and living In an affordable house.. the debt now is not so affordable.
I’m now having to move back home and try and find odd jobs and I am absolutely desperate.
I’m almost £15,000 in debt; it might not seem a lot to other people but I am rapidly running out of funds, and It’s coming to the point where I’m going to have to sell my motorbike which is my main source of transport “It’s a hire purchase too, which I now cannot afford the monthly £150 payments.
My computer which I draw designs on and used for work and billing customers, drawings, measurements for jobs etc. Is currently in the eyes of the debt collectors as well whatever I own that would be profitable for them.
I’m feeling rather hopeless, and I have not gotten any call-backs for the 30+ jobs I’ve sent off for just this month. I’ve asked for cash in hand jobs, went to and from places I used to work and just…nothing.
I already have a limited time to come up with around £286.23 before 27/10/22 of which I don’t currently have, I have around £36.50 left in my bank account from paying my last bill.
I should say things were going great before the work stopped coming in, I started getting on top of my bills and everything was going smooth.. One day a couple of weeks ago I text from my boss from main job saying, *Sorry, due to current circumstances with low workflow we’re going to have to lay you off* and that was it.
I’m definitely not coping well mentally, I really am trying to do my best in searching for that bright side or ray of hope.
It’s really hard at the moment, and I’ve never asked for help in my life with anything but I don’t know what else to do other than keep trying and actually ask.
My parents are really doing their best to try and help me out which I am so grateful for, I did some work for them a couple of days ago in the garden laying a patio and fixing up their outdoor covered space for them, in which they payed a couple of my bills for this month but of course I can’t keep expecting that.
I still have that bill coming up on the 27th of this month and I’m yet again going to have to ask them for money, I hate that and myself for even having to do it and I wish I could give them even more than they give me.
I’m very sure people other than me need more help than I do right now, and a lot of people don’t have anything to their name, but I need some help. I’ve rarely ever been unemployed, and it’s never been like this before..
I don’t want to ask for money, but I’m so stuck.
I just don’t know what to do besides from of course keep applying for jobs which I am every single day, and accepting money from my parents constantly is not within in my emotional capability in the long term. If i could pay them back right now I would.
My main goal here is that I want to take the burden of having to help me pay my current bills off of my parents backs, and give them back some of the money that I owe them because they are everything to me and have done so much for me lately.
It feels awful having to accept money from them, and I don’t want to cause them any added stress since they have their own debts and bills to deal with. *Housing/water/gas etc. and I feel like I’m just adding to that with my own debt, which makes me feel awful.
I wish I could repay them double over for everything they’ve done for me since I got laid off from work, they are honestly superb and amazing people and deserve better.
I am sorry, I hate having to beg.
If you read this and consider helping then, I appreciate you more than you could ever know and I’d be for ever indebted to you.
Anyway, thank you for taking the time out of your day to read this.
My kindest regards,