Hello my name is Lisa, I am a 22 year old college student. I really don’t know where to start but thank you so much for clicking on my story and giving me the time of day.
I have been stuck in a cycle of climbing out of the negative every month. I’m currently in the negative and can even pay for gas to work.
This all really started when moving out for the first time with my sister. We both were not ready. After we moved out 3 months in my sister began switching jobs back to back. This put me in the position to pay all the bills. For the rest of the lease I had to cover everything she didn’t have. I was paying my half of the rent plus all utilities and other expenses. I wanted to everything to not get an eviction on my record so young. I took out credit cards and paid everything myself.
After a year we moved out where got a boyfriend and moved in with him and I was left with no money and in debt. I had no choice but to move in with my mom.
With school, work and having to try to dig myself out of debt I have fallen deep into depression because I just feel like I have no way out. I never thought I’d be begging on a website to get money but I don’t know what to do.
My monthly income falls short every money putting me in the negative. Every month I get fees $36+ pushing me further and further into hopelessness.
I really don’t know what else to say. I feel defeated by everything. I just hope and pray someone reads this and wants to help me. I don’t know what else to do. I’m working and I’m trying to get another job, but I can’t keep going without any money. I’m drowning.
I can’t go back to school until I pay of the current balance. And I can’t get a loan because my credit keeps getting hit.
Please help me.