Hello Everyone. .My Name is Kairo. I am 40 yr old Male who never saw myself doing anything like this, but I’ve come to the realization that I’ve done everything possible to be successful in life but life has a way of gut punching you when you least expect it! My Story begins about two years ago when my Ex and I had Moved to a new Home (Rented) and felt like our life was going as planned, Now many of you might be aware of the Yahoo breach that happened around 2013-2014 when millions of Accounts were hacked. In my e-mail at the time I had my SSN number which I did not erase and It was stolen, Now I never knew about it until I had received a letter of default from a Company called Loan me..they stated that I had taken out a loan in the Amount of 2500.00 with an interest rate of 100 percent. .now I never knew such an outrageous thing was possible, but to my surprise it was. I explained that it wasn’t me and they proceeded to tell me that I had 1 Month to pay the debt in full or they would take legal action against me and that I should get a lawyer which we did but left us in a extremely difficult situation, between the lawyer and Court fees and also working with a Identity theft Expert..not to mention trying to pay Rent and Car payments, we had reached the point of a depleted Bank Account, not to mention that the stress had caused her to lose her job and forced us to let our Car get repo’d and had to move in with Family, but my Ex decided that the only was she would get back on her feet was to be on her own, which I understood but was devastated because she was my Rock. After we had parted ways I was left with a bunch of Overdue Bills Late Notices and a lawyer to finish paying off, and quickly realized that no matter how many hours I put in at work it’s still not enough!..I’m currently waiting for Uber to clear me but because of my previous issues with Identity Theft it’s becoming difficult..I’ve also taken out Payday loans but that has become an unbreakable shackle I can’t break..every time I pay it off I need to reload because I need the money for something else..It’s a difficult cycle to break, Ive also tried Personal Loans but because of my Credit Score its become Imposible to obtain one..Sothat’s my story and I anyone reads it Thank you for your time. .I’m not expecting miracles because to be honest I don’t even know how I ended up on this site Maybe a higher power sent me here or it was by luck..either way thank you and good luck to everyone in Financial Despair.