This year has been to toughest year I’ve ever had in my life. I’ve been on top of my bills and never missed payments. Since I started a new job, I can’t keep up. I have 3 kids and I pay rent and utilities and a car payment. I do mobile DJ from time to time, that’s the only little bit of extra income I can get. Right now I can’t book any event because of my job. I’m living off of peanut butter and jelly sandwiches for lunch everyday. My back balance is ending up between 300 to $800 negative every time. I am now in a debt relief program and it will help lower my debt and bring my credit score back up. Christmas is just a few weeks away and this is the first year I won’t be able to buy any gifts for anyone in my family. The work I do takes a lot of my time and I get paid salary. My las job was hourly so I worked a lot of overtime. Good $. I don’t know what else to do. I’ve used up all my sources. I can’t get a loan. I know with at least 2,000 I will be able to pay bills and be back on track. Any little bit helps. I’m a set budget now, but I don’t have any money for emergency. My car needs some maintenance work and I can’t afford to do it. I’m afraid it will one day die and I can’t get to work. Please, anybody that can help. My family and I will be greatly blessed.
here’s is a picture of my family taken last Christmas. This Christmas won’t be the same :(