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Last Updated: June 24, 2021

I lost my way and desperately need to clear my debts so I can enjoy spending time with my kids again

6C7AFC76-3548-445E-8D18-069F698CB405.jpegI am 46 years old, have 2 amazing children and until recently had been a successful project manager along with being happily married for 20 years but following some tough times over the last 5 years during which I broke my neck following a fall caused by an unexplained black out one evening resulting in me being out of work for 5 months, although I am extremely grateful that following surgery a year later I have made a 95% recovery and have been able to return to work, added to that I have been made redundant 3 times, unfortunately one of those employers owed me just over £5000 but they folded the company leaving me with no way of recovering my money,   I then sadly lost my way and turned to gambling through sheer desperation believing I would be one of the lucky ones and everything might be ok, this of course was not to be and has added to the mounting debt that has built up over the last few years, I feel like I am drowning, it’s affected my relationship with my children and has ultimately been the downfall of my marriage, I would never have believed that I could end up in this situation, I am lucky enough to have a friend that is letting me sleep on his sofa, this means however that I cant have my children stay with me and at the moment my focus has to be clearing my debt before I can afford to get somewhere where we can spend time together, having to tell my children what I had done was heartbreaking and the hardest thing I have ever had to do however they are amazing and have been really supportive of my new way of life and the fact that I am receiving support and counselling to ensure it never happens again.
I know most people will read this and say I don’t deserve any help and I have to respect their opinions but I never wanted anything more than to be able to provide a descent life for my family, sadly I made the wrong choice on how to do this, I deeply regret the path I took and would turn back the clock in the blink of an eye but as we know this isn’t possible, I would be grateful of the chance to help make things right and be the best dad I can be to my children.
I have 2 loans to the value of just over £12,500, 2 credit cards with outstanding balances of just over £5,000 and an overdraft of £1000, I am now self employed and trying my best to reduce the debts but this will be a slow process and ultimately means that I can’t have my children stay with me.
If you have read this and feel that you can help in any way, I thank you from the bottom of my heart and hope to be able to do the same for someone else one day who also lost their way.

paypal.me/bethebestdad

Filed Under: Emergency Money Tagged With: UK

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