My name is Kelly and I live in New Jersey. It is not easy to ask for help but I am in such a state of despair that I am praying and ASKING FOR THE KINDNESS OF A SUPPORTIVE PERSON(S) TO LEND A Helping Hand-Up! Life has really taken me through some uncertain changes over the past 5 years and never would I have imagined myself to be in such an overwhelming state of lack. Where do I begin?! I was employed by a major corporation for the past 17 years and when the company downsized, I tried very hard to replace my $75,000 salary. I currently work 3 jobs and am NO where near making that salary anymore and it’s a challenge to meet basic needs. I took out a $20,000 loan to help carry me through and thought it would have lasted until I obtained another job making at least $60,000 but that money has been used to cover living expenses. As a middle-aged woman, between health challenges and outsourced jobs, it’s been difficult finding jobs; I am really stressed and overwhelmed and unable to get restful sleep.
Myself, daughter and 2 grandchildren live in a modest condo, which is showing signs of wear and in need of major repairs to remediate the mold and moisture in my basement (foundation issues), which causes me to be ill very often. The repairs to install French Drain, sump pump, straps to secure the walls and remediate the mold is $13,000 – this is a priority repair that I need to have fixed as 2 of us have asthma. I am a honest and hard-working person who has always been able to pay my bills on time, care for myself, help other family and friends, BUT life events have me crushed. My 28 year old son had a stroke and also suffers other health issues that are challenging his recovery, I have been trying to help care for him with medication and therapy; my car broke down and I am using a used car that is on it’s last leg! You know the term “Robbing Peter to pay Paul?” well I am way beyond that and I have no other source of support.
To make matters worse, I have fallen 2 months behind on my mortgage and struggling to maintain the current monthly payment of $1,717.00; my mortgage company is requesting the $6,869.68 by September 30, 2019. I’ve been living off my credit cards and just able to make the minimum payments (the interest rates are ridiculously high!). My credit card debt is $6,232.00. I have sought support and resources from community resources, charity, friends and family and no help! I PROMISE YOU THAT I WILL NEVER revisit this state of disparity again with your help-Please..
SUMMARY: Repair Basement Foundation issue and remediate Mold: $13,000
Mortgage delinquency: $6,869.68 / Loan: $20,000 / Credit Cards: $$6,232.00
TOTAL NEEDED PLEASE: $46,101.68
Humbled by your consideration and I appreciate your donation of any amount. Thank you,