Life is what happens when you are making plans. We live in a rural area and “having extra” is something we never seem to have the opportunity for. Our situation is not dire, but when expenses pop up, we always seem to have to rob Peter to pay Paul in order to stay afloat. We had filed for Bankruptcy in the 1990’s and because of that, we have not had need of a credit card so I have (to date) a ‘thin file’ credit report which does not allow ME to get a loan of any amount, so my wife was able to get a small loan so we could have a new water well put in. All of the debt we have is in back taxes, past due bills, and that one loan. More recently we found out that we need to install a new Septic Tank and Septic Field. This will really put us over budget of any kind and is something that we put off because there is no way to afford it. I have been out of work due to disability since 2012 and my wife is part time at a local big box store. I have received my 5th denial of disability benefits in July and my wife’s paycheck barely covers the utilities. To be absolutely honest and forthright, the breakdown of the foreseeable future is not looking good. Our monthly expenses come to about $900 a month which is pretty close to the monthly take home after taxes.
What I am asking for moneys for is to afford the Septic tank/field, pay off the Taxes on our property (only a year behind so far), and maybe have a bit on hand in case of future emergencies.
We live a simple life and do not expect for much, but living day to day with the stress of not knowing if we can maintain is difficult. I teach classes to young adults in the areas of Martial Arts, Self-Defense, and Confidence. I do not charge for these particular classes because I believe that safety and confidence are a right everyone should have. I accept donations, but very few in my area are able to give much more than $10. I would love to be able to invest more into training people and even continue on a plan I have had of building a resource center where people can come for help when they need it. But I am unable to even invest TIME in these ventures any more because of the stresses of making ends meet monthly. I feel bad about posting anything like this because I know others who need so much more than I. if I had the capability, I would help them before myself. It seems sometimes that might be why I am in the situation I am in, but it is often easier to help others and it makes me feel good to do so. I cannot offer money, but I can offer knowledge, connections, and experience. There is not too much call for those things in a paying economy, so I am here. Thank you for your kindness and understanding.