Bad luck – They say it comes in threes.
That definitely seems to be the case for myself and my partner, and it just keeps piling on. Let me tell you a tale!
The year was 2018, my partner and I were both working full time jobs, earning just enough to put down a deposit for our first rental together. Save up we did and in March 2019 we moved in together, believing we were beginning the rest of our lives in happiness together.
Then came the first Bad News Bear: his job loss. But not to worry! He lined another one up very quickly and dove right back in. Oh, the promises they made! Full time, guaranteed to be kept on after his 3-month probation… Only to be let go again due to downsizing. Back onto the job search… Another job, guaranteed to keep him on! Let go again, down sizing.
He has and is looking for jobs, yet for now there is nothing. He has no money coming in to help us and is sinking further into depression, which I too have a history of.
We are now living on my income, which after tax is less than £15k a year, yet because I work full time and earn over £16k per year before tax, I am not eligible for any help and the bills are starting to pile up. He is eligible for help, but it will take so long that we will definitely have slipped into arrears.
I have already paid all our regular bills for the month, leaving me with less than £100 of my overdraft to see us by (food & petrol).
Here comes the cherry on top and the second Bad News Bear: our heating oil ran out yesterday. We now have no heating, and no way to buy more until I next get paid, which is three weeks away. And the final Bad News Bear some in the form of our electric bill, which will be dropping on the mat next week. We normally would have been able to pay one of either, but we cannot pay both at the same time without some help.
I am asking for help today to buy oil to heat our home.
The minimum you can order is 500L, which at current prices is around £250 to be delivered in five days. Ideally we would need it sooner than that as there is a cold snap forecast, and you can get emergency delivery for the same amount for just under £300.
The other £200 I would put towards paying my electric bill and potentially, if I’m lucky, buy some food!
Essentially, I am hoping for some breathing space. Any donation, no matter how small, would mean the world to myself and my partner. We are hardworking people who have just had a rough spell of bad luck.
Please help us tackle them pesky Bad News Bears!