Hi my name is Colleen,
I’m stuck in a situation that I desperately want to get out of. I live at home with my parents whom have controlled me my entire life. My dad can be an angry drunk and my mom is a helicopter. Never any boundaries or respect for my space. Telling me I have no idea how the world works; that I’m going to fail and to just stay with them. On top of that I wanted to have my own family to love and cherish and not treat the same. So I met a man 6 years ago, and 2 years ago I married him.
He has a daughter that we have custody over and I have done everything to make sure she has better. He of course has depression; as do I, but he lets it get to him. I’ve decided to not have my own because our life isn’t stable enough to even try. He is always in and out of jobs. We all go to therapy which I pay for. As well as the medications, and insurance that covers most of it. I pay the dental insurance and bills, I pay for my car payments and gas. I pay for the other medical expenses. And on top of it my step daughter is starting braces.
I’m so tired of living paycheck to pay check never getting a break any more. I get payed but commission. I’ve racked up 2 credit cards that have way too high of an interest. Which I pay every month along with the cable internet bill for the whole house as my rent. Which to be honest is all I have left at the end of the month. I can’t really even afford food any more. I’ve resorted to coupons and money apps that give you nothing.
I’m trying to pay the one card down first which still has $5,700.76 and I want to cut that one up, since it has no rewards or cash back abilities. The other that has $7,554.91 on it gets cash back which I’ve already used to pay partly down. But again they have high interests so its like I get no where. I have a $1020.00 MRI bill and a $655.84 Dental bill.
I have tried to consolidate my debt. I also tried looking for loans that only wrecked my good credit. No one is willing to give me the help. So I’m at the end of my emotional rope. Just hoping some one would help me out. I hate begging but I wont ask my parents any more, when they hold it over my head and yet dont want me to leave. I’m honestly not sure I want to stay with my husband any more because I’m tired of the self-sabotaging as well. I’m mad that i missed a life of just taking care of myself.
Please help me just get out of this debt and into a position that I can start saving again to get me out of here. Just looking for $15,000 Thank you for your time.