My name is Sharon, I am a 50 year old soon to be divorced woman who is disabled and on Social Security Disability. I have accumulated a lot of credit card debt due to my mom using my card and not paying me back as she promised she would.
I suffer from depression and this has made my depression worse. I am heartsick over how to pay this debt my mom has left me with.
I am on social security disability because I suffer from Ehlers-Danlos Syndrome Hypermobile Type. I have arthritis in all my joints including my spine. I have had a total of 3 hip replacements in the past 25 years. I also have had two wrist surgeries. I also struggle with depression.
My husband has chosen to file for divorce and demand that I leave the house and live somewhere else. I have no where else to go other than a homeless shelter.
I have a daughter who is a sophomore in college. She also has Ehlers-Danlos Syndrome just like I do. She is a bright smart girl who deserves a college education but we cannot afford to pay her tuition any more because of this unexpected credit card debt.
I also have two rescue dogs. Rhoda is almost 11 years old and she is a terrier mix. Charlie is 5 years old and is a Dorkie (dachshund and yorkie mix). These pups are my children and I cannot imagine having to give them up but I will have to as their vet and food bills are beyond my reach.
I have never had issues with credit card debt until my mom did this to me. I am trying to get on a DMP (Debt Management Plan). But even with that I will have to pay $1,316 a month for 5 years until it is paid off.
I only receive $1.028 a month from social security disability. The debts are in my name so my husband is not liable for them.
I am ashamed and embarrassed that I was deceived by my own mother but I thought I was doing her a favor and that she was going to pay me back.
I am scared and I don’t know what is going to happen to me. I did not want to ask for money because I try very hard to be self sufficient but I have no choice other than to rely on the kindness of others. If those who read my story can help me in any way they can, I would greatly appreciate it.
Thank you very much.