Hi there. My name’s Elise and I do consider myself to be a hard worker. For the past few years, I have worked a full time and part time job to help me get by. Even with two jobs, I have been living pay check to pay check. I usually do a good job with budgeting, but it has been difficult lately after all that has happened this past year.
At the very beginning of the year, I got very overwhelmed with life and had to get some professional help to cope with being overwhelmed and figure out what I need to do to help myself. During this past year, I have had some major changes occur. My mom was diagnosed with stage 4 rectal cancer that spread to her lungs. She has been the first person we have ever known to have cancer that was close to us. Needless to say, it has been a scary experience, even when she has been responding well to chemo treatments. Another change was when I quit my part time job because of an ever increasing negative work atmosphere and very poor leadership from the owners. Right after quitting my part time job, I immediately started another part time job. When I got overwhelmed, part of that came from all the changes and from my full time job. My full time job required a lot from me and was stressful a lot of the time. I decided that I needed a break from working in the mental health/developmental disability field and have been working at my part time job only.
I’ve been doing ok with paying my bills and my budget has been very tight. I have been working on some ideas to get some extra money, but this has been a slower process. I’m also waiting to get moved to full time at my job, which should be happening sometime soon. This month is causing me concern. Within the next two weeks, I have to pay rent/water, phone, and state taxes. I get paid on Friday and that is only going to be able to pay part of the costs until I get paid again. State taxes is what is concerning me the most. It is $350 and I do not have that in my budget. Any assistance would be helpful and greatly appreciated. Thank you for taking the time to read this!!