Hi my name is Cols. I am 21 years old trying so hard to keep my life/ obstacles together every year. Ever since I was young, I’ve always had struggles with my family and with financial issues. Our first house was burnt down from an accident. We had to move to a shelter until we could find another home. We then moved to another house and a couple years later, the house burnt down again from an electric issue. Every year around my birthday, there has always been a new challenge in family, money, school, and everything around me. I have gotten fed up ever since and it doesnt seem to stop. It feels like the world is against me. I try to be positive but there’s literally ALWAYS something. For the past few years, the obstacles have mainly been about money. My first car that was given to me second-handed by my uncle began to have mechanical issues and all of a sudden, every piece of the whole car was in horrible shape. I had to struggle to pay so much money myself with a low-wage part time job I had. Then, the same exact issues happened over and over. I had to junk the car eventually because I spent hundreds of dollars I barely had. I junked my car. The next year, I got a cheap second-hand car to replace the other one that was emptying my pockets. Again, issues with it began to appear soon after I got it. The same cycle happened. At this point, I have trauma from every car I own shutting down on me with every single issue it could have. I junked it. Now, I have my moms old car. It was perfect and after a few months, all of a sudden, the same thing is happening. I pray to God every day for all of this to stop happening to me and to see a life with financial abundance. But its getting too hard at this point.
I have to pay 600 each month to my mom because she cant keep up with bills. I have other expensive bills to pay as well.
My point here is that my emergency fund is always going up and down. I want to be able to stack my money up and save it, but I have bad luck with alot of sudden crazy expenses almost every month somehow, no matter how careful I am and how much I budget. I am struggling to keep up and I am depressed and stressed. I have barely any money for anything, literally. Im barely surviving my bills because I dont have enough money in my bank funds, due to these past and current obstacles.
I only live with my mom and 2 younger brothers. My dad isnt in the picture. My mom has a disability and she has back problems, so she cant work. She cant provide much for me. Its up to me to provide for my family & with all these ongoing obstacles every single month and year, its so much stress and depression towards me. I have been so ready to give up on life all because of money for the longest.
I know theres good people out there to help these challenges of mine and help put me at ease and peace knowing I wont stress about where to get money from for any more financial obstacles.
Please, if anyone can understand or help me, I would be beyond grateful, it would make my whole year and push me to see a brighter life. I ask kindly for anything you can give!! Use my paypal link. Thank you so much.