My name is Kevin I am 67 years old and suffer from diabetes and cannot work the credit card companies are hounding me day and night I need help the first credit card is $11, 023.10 and the second credit card is 7176.00 my friends and family told me that this would not work but I want to beg to differ I hope this works I’m in bad shape it all started when Medicare wouldn’t pay for my Manjaro my diabetes medicine and I started to get in trouble with the credit cards please help me