I lost my job roughly a month and a half ago due to sudden health issues. I’m currently going to a good handful of appointments every couple of weeks to get tests done, pick up medications, schedule more appointments, etc. There’s also the possibility that I might have to have surgery but that’s still up in the air until a couple more tests are done. Due to the loss of my job, it’s caused me to become late on all of my bills and the ones that had auto-pay on kept trying to pull from my account, which has caused overdraft and return fees. I’m now -$219.30 because of this. I’ve since turned auto-pay off and removed my account from everything in order to prevent it from getting worse. I really just need help getting caught up so I can focus on maintaining a positive balance and get the bills paid on time rather than constantly trying to play catch up. To catch up completely would cost just under $1500 and I’m struggling to find the light at the end of the tunnel with that.
I just started working on a 1099 through a local house/pet sitting company as well as doing deliveries through DoorDash and UberEats on the days that have the largest opportunities to make money in my area. I made $210.02 last Thursday and Friday alone and has since gone to a bill that I was late on. The company that I’m contracted through sends me client booking information several times a week which gives me the ability to have flexibility with my appointments and tests while still being able to make decent money, but many of my current bookings are in October and beyond because of the holiday season, though I’m hoping for ones that are much sooner.
I’m trying the best I can to make ends meet but this game of catch up is awful and without having a steady income quite yet, I’m quickly realizing that this is going to be really hard to get out of without some help. I genuinely hate asking people for help of any kind, especially money in this large of an amount. I’m just not quite sure what else to do. I’m more than willing to provide any additional information that you would like if necessary. I really appreciate your time.