♥ Please help if you can ♥
I could really use your help with some consideration, kindness and your generosity.
I am obviously here because I am very pressed and in great need of financial aid but I really don’t feel very comfortable asking a stranger to simply give me their hard earned money but I would feel much better about my request if I can ask you for a loan (with interest) instead of asking for a donation or financial gift. I have been trying to find loans from various sources but with bad credit and no recent employment history it’s basically impossible to obtain. Please read my story especially near the end that should give you something to consider. Anything you are willing to do is greatly appreciated. At the very bottom are options, information and details for doing a loan if you are willing to make a loan to me. I will accept a donation of course if you really prefer to do that, perhaps for tax reasons or for other good reasons that you want to bless with. It’s all appreciated very much whichever way you want to go about it.
My name is Patric and I am a middle aged man living in Southern California trying hard to overcome my terrible circumstances for my family and myself. So far I have had no luck and wondering why so many bad events have occurred in my life. So now I turn to this website in hopes of finding help from some kind and caring people.
Over the last few years I have suffered some various losses. A trusted family friend absconded a lot of money from me which set me back a great amount, he went to jail for eight years and there were many victims from his ponzi scheme. This was a very great loss for me and my family and of course loss of friendships.
Then a couple years ago I suffered thefts of property including vehicles and most of what I owned which included important tools and supplies I use for work and with the police department mishandling the situation I lost almost everything to thieves, it’s a long depressing story and this was also a very great loss.
I suffered a loss when my truck engine blew up on a job I was doing out of state in very bad, cold and dangerous weather so I had to start renting trucks to do my work. Then I lost my truck due to a repossession on a title loan I had on it. I had to rent trucks because my truck was broken down and with my work being slow at the time, I was not able to keep up with the extremely high interest rate and many other expenses I have so I lost my truck altogether.
I suffered another loss not long ago due to another theft when a friends trailer I was using for work was stolen even though the hitch was locked and it had my tools and equipment inside, nothing has been recovered and it’s the same police department. As you might imagine I don’t live in the best city and I want to relocate soon as possible.
A while ago I suffered a leg injury that prevented me from working for about two weeks but I’m mostly ok now in that regard.
I suffered another loss when a truck I was renting from a very well known car rental company caught fire on the engine and somehow they determined I was responsible. My insurance paid a large portion of it luckily but I still have the deductible to pay. I did not pay it yet as I don’t have the funds but also because I plan to challenge why they determined I was responsible for their equipment failure when they provided me with a defective truck. Until now they refuse to rent to me of course so I have lost out on some job opportunities because of it. Other trucks I have to rent are more expensive and difficult to get due to availability.
And another loss that just happened recently has more or less clinched my financial fate it seems. I was in a serious traffic accident that caused major losses and stress. I was towing a trailer with a lot of my customers personal property inside and a large semi truck with its trailer flew by me at a very high rate of speed and the wind turbulence from it was so extreme it caused my rented trailer to fish tail out of control and it rolled over including my rental truck which was a private rental, both the truck and trailer were totaled. Luckily no other vehicles were involved and I was not injured but some at the scene said I was lucky to be alive and they saw how fast the trucker past by me, and no, the trucker did not stop. I was able to complete the job by transferring everything to a much more expensive and large rental truck and this caused delays. Of course there was property damage and my insurance company found a way to avoid payment as seems to be the habit with a lot of insurance companies. So whatever I would have earned was used for the losses and my losses far exceeded what I would have earned so I am very much in deep debt and way behind on many bills at this time and now about to face eviction and there will be more losses for other bills and things I still have. But the worst thing if all this is not bad enough is that my work flow has stopped so I am not getting customers now and I think it’s because of the website I am using for finding work has made major changes recently that benefits them but not the users like myself so the work flow has stopped. Otherwise I would probably be getting by ok at this time.
My plan now is to get into other work by becoming an employee for a company that will pay well and there is a strong need for them to hire. The thing is that there is a school I must attend and after that some orientation and then finally on the job training which is when I can start being paid and after the training period I will then be paid good wages. I can not start until I have sustainable funds as this will take about one month before I can start bringing in an income again so I need funds to get me by in the meantime and to take care of the critical bills that are severely past due. Hopefully I can accomplish this goal and with your help I can accomplish it. After I begin to recover, I will work on my credit ratings to get those repaired. Please give careful consideration of my situation and for my financial request which is shown below and I will appreciate it very much and I do thank you for the time you spent reading about my story. Below are a couple of pictures from my accident. Below the pictures is information you will need if you will be helping me.
If you want to make a loan I would be happy to pay a simple 10% for whatever amount you want to send. The amount I need to get me by for my past bills and to sustain me and my family for the next month is $4000 USD. What I need right now, today if possible is $800 of the $4000 I am requesting. Any amount towards my goal is very much appreciated even a dollar or two is helpful at this point. In regards to the 10% interest, that would normally be considered on an annual basis but I plan to pay any loans back within six months and perhaps sooner and I’ll be happy to pay the 10% on it. So if paid in six months it is effectively a rate of 20% since it is paid in half the time. I am willing to pay the interest on any funds of $20 or more. If the amount sent is less than $20 I will consider it as a donation instead. If you send $20 or more but want it to be a donation instead of a loan then please add a note or message that your financial gift is a donation. On PayPal you can add a note to let me know. For those of you who do not have PayPal but do have a bank account with the Zelle service which is used for secure bank to bank transfers that you can do on your computer. Zelle uses an email address to process transfers so you can send a message to me at the email to indicate the amount you sent and to let me know if it’s a loan or donation. You can ask your bank if you are not sure about the Zelle service. Just ask them about Zelle transfers or check your online bank account if it has that service. When I recover enough I will begin sending monies back to those who made a loan to me with 10% interest added unless you indicate you made a donation and not a loan. In either case I thank you very much and even more so if you donate instead. I do appreciate all your help and for taking your time to consider my request. Whatever you decide, yes or no; thank you and God bless. Have a very good day and take care.
PS: I will delete this request once the goal of $4000 has been met.
Notice: To scammers and spammers.
Do not use the email address above. Your attempts will fail !!!