Greetings,
I’m reaching out for help today because I’ve been finanicially sinking since October 2023 and have been doing everything I can not to drown. I am $33,874 in dept (car, personal loan & credit cards). My mortgage is $2,069 a month, car insurance $390 and another $1,200 in living expenses (utilities, cell phone/internet, groceries, lawn care).
I’m a new homeowner, I purchased my home in April 2023 in expectation that my husband would join me in November. Immigration denied his visa and will not resume his application until November this year. All financial responsibility is on me and I need some help. I work full-time in the day and make about $1250 every 2 weeks. I also do Uber and GrubHub at night which at first I was able to make about $800 a week but in the last 6 months I can barely make $350 a week. The stress is taking a toll on my marriage, we’ve only been married for 3 years and we haven’t been able to spend any time together since February 2023 because I can’t afford to travel to Jamaica. He’s not working at the time and also needs help. My husband has never left Jamaica so he doesn’t understand how life is in the U.S. In his mind this is the land of milk and honey so when I say I don’t have money to send him it’s hard for him to believe it.
I reached out to my local organizations for help in January only be told that I make to much for assistance without any review of my monthly expenses. I can’t go to my family for help because they’re also struggling to make ends meet. I haven’t even made February’s mortgage payment and now March is going to be due. I’m asking for help with my mortgage, $20,690 will cover the monthly payments until my husband migrates in November. Every dime that I make go to bills and living expenses. I literally feel like I’m drowning, please help!
Whatever help or support you can provide will be greatly appreciated. May GOD bless you and reward you for kindness. Thank you.
paypal.me/Shariema