Disabled female needs help while waiting for Total and Permanent Disability Insurance Payout

Hello, my name is Amey from Australia. This has taken me two weeks to have the courage to ask for help, I find it so hard to ask anyone for help.

I am a Single 44 year old female and was not born with the opportunity to be a mum and can not fall pregnant. I love kids and was born to be a mother so I have rescued dogs all my life and my current rescue dog is my companion and best friend.

I am an only child and don’t have any contact with my parents, they gave me a life of neglect, physical and mental trauma with invisible scars that still affect my ability to function and feel safe to this day.

I have Complex Post Traumatic Stress Disorder and Conversion Disorder which is my bodies response to the endless trauma I have had all my life – it affects me without any warning – I can become completely paralysed on my life side mimicking a stroke, loose all strength in my muscles and loose the ability to speak. I would not wish this upon anyone.

I am On a Disability Pension, I receive funding from the National Disability Insurance Scheme in Australia where I receive therapy with a Clinical Trauma Psychologist, a Mental Health Occupational Therapist, a Psychosocial Recovery Coach and Carers to help me with my day to day life.

I don’t have many friends as I have trust/abandonment issues. My psychologist says I am a very empathetic person so I get taken advantage of very easily so I feel it’s safer for me to stick to myself. I also have a long list of physical health issues and disabilities.

I didn’t realise I had been paying for Total and Permanent Disability Insurance until my my Psychiatrist asked me to bring in my Annual Superannuation Statement to an appointment with him. We discovered I have been paying TPD Insurance for 23 years so my Psychiatrist, Psychologist and Doctor all supported that I could never work again and found me a good lawyer with a no win no fee arrangement.

The claim has been ongoing for 13 months now and typically most claims are paid in 6 months. My Lawyer has advised me that my super fund I pay my TPD insurance too have breached 17 of their regulations with my Claim and my lawyer will be suing them for damages/losses/trauma I have endured due to their negligence once my TPD Claim has been paid.

I have been living off my superannuation funds for the past 8 years and have now depleted all available funds that have kept me afloat until now.

I am unable to get a loan for the amount of money I require as I am on a low income Dr disability pension. I am so close to loosing my home I have rented for the past 7 years, can not pay for the medical specialists I need to see or any of my basic living expenses and bills merely to survive.

My TPD Claim is expected to be paid in 3 months, until then I have 25% of the money I need to keep me afloat from my disability pension. I don’t want your pity, I want you to know I’m a fighter and I never give up though life has been a constant war for me and I’ve climbed millions of mountains to fight for my survival.

I have attached a letter from my Lawyer and my Clinical Trauma Psychologist to confirm my need for immediate financial help is bonafide. When my Claim is approved, as I am an extremely grateful person despite my suffering and I am an extremely empathetic individual. I feel a great sense of purpose in helping others truly in need whenever I can, so you can be assured your donation of help – I will pay it forward to others in need as I am right now.

If you have read this far, I appreciate your time and consideration as to wether you would like to help me. I have bared my soul and shared my story with you in as brief yet informed way as I possibly could.

This has been so difficult for me to do, though I have at least conquered my fear and put myself out there seeking the help I truly need to survive the next 3 months and for you to decide what you will do next.

I am truly grateful for any donation you may have the capacity to give. My goal/need is large and I know it is a very tall ask and order to be able to achieve this. So you are clear, it is 10,000 to cover me for the next 3 months until my Claim is paid.

If you would like to help, please make your donation to my PayPal PayPal.me link https://www.paypal.com/paypalme/disabledhopefulAUS?v=1&utm_source=unp&utm_medium=email&utm_campaign=RT000269&utm_unptid=76451ce8-33ea-11ed-a274-3cfdfeef729c&ppid=RT000269&cnac=AU&rsta=en_AU%28en-AU%29&cust=QGHR8ML54UTTA&unptid=76451ce8-33ea-11ed-a274-3cfdfeef729c&calc=f387359a64206&unp_tpcid=ppme-social-user-profile-created&page=main%3Aemail%3ART000269&pgrp=main%3Aemail&e=cl&mchn=em&s=ci&mail=sys&appVersion=1.112.0&xt=104038%2C127631

With Kindness, I thank you. Amey 🙏🏻