Hello, kind folks!
TL;DR: Need extra cash after retirement plans fell through.
Full Story: This year, my mom and I realized it is time for her to retire. Although we’re not financially secure to do so, her health has suffered due to strokes and seizures and she can’t work for much longer.
Due to her being a single mother, having me later in life, having no other children, and my disability, we’ve struggled most of my life. Every time we’ve gotten even a little bit ahead, something has gotten in the way. We work hard and we’re optimistic we can carve out a small, inexpensive lifestyle out here in the desert soon, but we got a little behind *again* when her housing situation fell through.
See, we had to leave the city we were in because we couldn’t afford to stay there any longer. It was kind of a “cut our losses” situation and we moved to a cheaper place, but the housing turnover is slow. So, this housing situation falling through really messed us up.
I normally live in an RV and use her address to save money. So, essentially, we’re both homeless right now because I sold the RV to help her move. I was planning on building a microcamper, but car repairs ate up a big portion of my cash. It’s been a perfect storm of bad timing and costly events.
We were able to afford hotel rooms up until this point, but now we’ll be living in tents due to all the misfortune.
I feel like a terrible daughter. I never wanted it to come to this. I really thought we had enough cash to make this work. We just couldn’t predict everything that would go wrong.
So, here I am.
We should be able to use our usual salaries to get back on our feet next month. And we think we’ll have first and security for an apartment for her by September.
Mainly, if we can keep our other bills current, it would make things a lot less scary. Our car insurance and payments are in their grace periods. That’s a total of about $900. Of course, our cars are all we have right now. So, those payments are important for that reason as well.
I appreciate any help you are willing to give.
Thank you for reading!