Hello to whomever it may concern, I’m a 27 year old college student with multiple diagnosed disabilities and crippling health issues. My disabilities have left me unable to hold a job for a long period of time and have been nothing but a burden for me. I have been on SSI disability for a huge chunk of my life. (Since the age of 17 I believe) A few years ago, I thought that it couldn’t really hurt me to open up a few credit cards to help with the expenses that SSI could not cover. I get a little over $700 a month from SSI which while it is helpful, it makes living very difficult when it comes to rent,utilities, groceries, toiletries, and food and essentials for my emotional support animals. Getting the credit cards was a huge mistake and made matters worse. I am not able to cover the monthly payments of these card at this point and have run out of options. I am now over $6k in debt (almost $7k) and have nobody that is in any position to help me and am desperate to try pretty much anything at this point. My family is poor, otherwise I know they would have graciously helped as much as they possibly could. I do not like asking for money from anybody (I don’t really like asking anyone for help in general, really) and am tremendously embarrassed to even be on here because of my own mistakes. The total damage of my debts comes out to $6,847 and if anyone is in any position at all to help me with even the smallest amount, I would be forever grateful. I would have tried credit consolidation but do to my mom being the payee of my SSI benefits, so i do not (and cannot) own my own personal bank account. I will be providing a photo of my recent credit card balance from credit karma. I also welcome any advice that could be beneficial to the situation I’m in and further financial tips to stay afloat with such limited income. I just want this nightmare to end and for these unpleasant thoughts in my head to disappear. Thank you to anyone that is able to help and also anyone who took the time to read this. Please feel free to send an email regarding any further information concerning my debt and finances.