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Last Updated: March 21, 2021

Desperate to pay my mothers debt for the sake of my mental health and freedom

Hello!
I hope this message finds you well.
If you´re reading this, I can´t express how thankful I am for that and I am sorry if this is too long.

I shall start by introducing myself and then I´ll proceed to explain the circumstances that unfortunately led me here, begging for your help.

Also I would like to say that for each donation made, no matter the amount, as a “thank you” note I will make a drawing/piece of digital art and share them in this Instagram account https://www.instagram.com/thank.u.angels/?igshid=18d502rivr6s

About me:

My name is Francisca Abrantes, I´m 23 years old, I´m a student from Portugal, in my last year of my bachelors degree of New Technologies of Communication, and after I finish that I hope to proceed to do a masters degree. I´m also a worker, I work part-time in a retail store to help pay for my tuition fees and to help my family, which is my mother and my uncle.

These past years have been particularly hard for me, I´ve been diagnosed last year with depression and anxiety, but I have been suffering with it since at least 5 or 6 years from now, and although I struggle with many other issues, such as very low self-esteem and confidence, trauma from emotional abuse both from my family and romantic relationships I´ve had, this situation, the financial situation of my mother just sends me to ground. I feel constantly anxious, like I can never breathe quite right, like I´m always, constantly, struggling to keep my head above the water and it all just feels in vain. I´m tired of being tired… And I don´t know when it´s gonna end… When it´s gonna get better, because it´s just been getting worse and worse.

Why I´m asking for your help:

As of now my mother has a debt of almost 71,000 EUR, 70,660 EUR to be more precise.

She´s had credit debts since as long as I can remember, part due to her disease (depression and bipolar) and other part due to her fathers. my grandfather, business that went bankrupt, so she contracted debt to help him out. However this debt has grown each year for her condition as a bipolar and depressive individual makes her very instable and impulsive, making impulsive buying’s, living a life she can´t afford, contracting more and more and more debt, its a bloody vicious cycle and it´s incredibly hard to “control” her, or try to reason with her most of the times. This situation went even more south when my grandfathers passed away and she had a psychotic break. And now, well now here I am.

Well, as it happens we´ve come to the point where our fixed monthly expenses constitute 90% of our monthly income, and this does not contemplate groceries nor gas expenses. I´ve been able to save some money that can get us trough maximum 2 months very tightly, but after that I just don´t know how we´re gonna make it, specially now in these pandemic circumstances since I´m not working, I´m in layoff regime, which means I only receive the base salary without any benefits, and my contract is due to end in June, and I don´t even wanna think about how hard it´s gonna be finding another job.

I´ve tried to ask for a loan but I was denied. I don´t know what I´m gonna do, what were gonna do. I´m desperate. I´m ashamed. Believe I wouldn´t be here unless I´ve gotten to rock bottom, which I now find myself in.

Since I was very very young I´ve worried about money, I´ve always worried about it, worried about the future, how it would be… And honestly we´ve reached a point financially where I just feel completely hopeless and stuck. I feel like I can´t leave my house and live an independent life, my own life, I just can´t afford it… All my gaining’s must go to my household. Even if I get a full-time job, when I get one, I´d say that half of my gaining´s must need to go to my mom, so I can help her pay off her debt. And how can I live like this? How can I build my life like this? I feel like I´m working for nothing. I have no motivation. I´m only 23 years and I feel like all my life is already mortgaged and I had no say in it, no fault.

So for all of these reasons I´m asking, I´m begging please help me to eliminate my mother´s debt, or at least part of it. Any amount is welcome and thankful. If only I can get 1 euro/pound/dollar from 70 000 people then… I would be thankful to each and every person who helps me, truly, for the rest of my life. I´ll forever remember that you saved my life.

If you can and decide I´m worthy of your help please donate in this link whatever amount you see suited https://paypal.me/franciscaabrantes?locale.x=pt_PT

Also if you want to talk to me, just contact me via email or trough the Instagram account I left here.

Thank you so much, you´re an angel!

Filed Under: Emergency Money Tagged With: EU

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