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Last Updated: July 8, 2021

Debt, Depression and Difficulties

I’m not entirely sure how one goes about this, and this has never crossed my mind until now, asking complete strangers for money, but I suppose I am reaching a breaking point of sorts. There is no guarantee this will work, but if it does then I am very grateful to you.
I guess I should start where things ended up leading me here. It starts with me thinking about other people ahead of myself. A friend of mine was going to school and since Covid was a major thing last fall, the campus was closed and he needed a place to live. However, he could not afford to live on his own, both financially and mentally. Now, being his best friend, I moved cities to live with him. I left my sure job and my low rent home (it was my parents’ house, I will be honest), and moved in the middle of Covid to another city where I didn’t have a job yet. The job I was supposed to have never actually contacted me back.

It might sound like a lot of complaining, but bear with me for this. After I moved and no jobs I was qualified for were available, things went down fast. I used my savings to pay for things for the remainder of the year since I didn’t qualify for assistance. I used my credit cards to pay for things for the house, so at this point, I’ve furnished almost the entire house myself. At this point, being unable to really leave the house for much and not being able to do anything, my already existing issues got worse. My social anxiety and general anxiety became a problem, even now are still bad. I have an underlying issue with my body that causes me to throw up without cause, and stress makes it worse. There was a point I had no money to pay for my prescriptions for my depression and mood stabilizers. I had to stretch them out. I ended up getting help with my drug plan, so my pills are more affordable. The thing is, and at this point I probably sound like someone you wouldn’t help, it’s hard for me to ask for help when I need it. Even after my credit cards have been maxed out because I used them to pay for bills and rent and I have no way of paying them right now.
Anyone I have asked for help, even though they it is fine, I feel guilty just thinking about it. My roommates have covered a few months of rent for me after I could no longer pay, but they can’t afford to anymore, in which I had to ask my parents for money. My parents are not well off and they still have a house they’re paying off, and they couldn’t afford to help more than a couple of months. I have a brother who I have borrowed from to pay utilities. They have all helped more than they probably will ever know, but at this point it’s going to take a bit more than a couple of handouts, despite my immense guilt of asking and the stress making me sick, and even if I find a job I know I can do without immediate issues, whether it be real world or online, it would take a long time to be able to pay off everything and everyone without having to already to worry about bills and rent and food.

Honestly, there might be few things I could do confidently, but getting started requires money for equipment and supplies. My friend and I had a concept for a soap business, but getting things for it costs, and I have bigger issues to deal with.

This is probably more than you wanted to read, and probably not remotely thorough enough for you to make a decision, but I would appreciate the help immensely, and if I get enough to pay all I need to, then I’d be able to breathe better and it would help the people too that I owe money to, like my parents. I owe them for various things throughout the years, and that repayment would put a nice dent in their mortgage. My credit cards could go back to emergency use. There’s a bit that needs immediate paying off.

So, if you decided to help, thank you. My link is below (I think that’s how this works). I’m not sure how much I need, but I think I’d say $50,000 would be the highest I’d go. That way, the money left over from paying everything off I can use to go back to the dentist. I have problem teeth, but no money to fix them. There’d be a lot of things I could catch up on if there was enough left over. However, that’s up to you find people. Thank you for your time.

https://paypal.me/BrittniBater?locale.x=en_US

Filed Under: Emergency Money Tagged With: Canada

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