Hello to all and thank you in advance for reading this!
My situation is somewhat complicated, but I will do my best to explain it. Basically, my boyfriend and I have been living paycheck to paycheck for the last year. We have an almost 2 year old daughter and she is the light of our life. Our relationship has been nothing but rocky since I quit my job 3 months ago. I quit my job because I have been spiraling out of control with anxiety and depression. Since I had my daughter, something in me changed and I can’t snap out of it. I doubt that it’s post-partum depression because it has lasted almost 2 years. I don’t know what’s wrong with me and every time I try to explain it to my boyfriend, he dismisses it as me just “being upset and crying over nothing”. I always feel on edge and my job was in the hospitality industry, so I was constantly in front of guests having to pretend like I was happy when I really just wanted to walk away and go cry in the bathroom.
Needless to say, me not working has made a hugely negative impact on our financial situation. I’ve picked up a few side jobs trying to sell life insurance and even began babysitting and picking up a child from summer camp every day to try and pick up a little slack. We live in South Florida, so living expenses down here are ridiculous. Our rent includes no utilities and we are already 1 month behind on all the bills. Our landlord has already told us if we don’t pay the remainder of last month and this month by the 5th, he will have to start the eviction process. I guess this was our fault for moving in and not anticipating the actual expenses of living on our own away from family for the first time.
The other reason why I quit my job was to stay home with my daughter, because I am deeply afraid of sending her to daycare at such a young age. The only person capable of watching her for me while I worked was my mother who wanted me to pay her to watch her own grandchild! I was basically paying her rent with the money I was giving her to watch my daughter. I felt that was so unfair, especially since she refused to get a job in almost 10 years.
I’m a hardworking person, but right now, my brain is all jumbled and I have no idea what else to do. I’m not on any medication and I don’t even have health care at the moment. My boyfriend is bringing in as much money as he can, but it’s just not enough for us right now.
My goal is to downsize and just live in a studio or 1 bedroom apartment instead of the 2 bedroom we are paying for now. I would like to move out of state where the cost of living is cheaper, but since we have no savings it’s completely impossible to get ahead right now. I’ve tried stashing a few bucks here and there, but then we need something like gas for the car or food.
I know my explanation is long, and if you’ve read this far, I appreciate your patience. When I say anything helps, I literally mean it. If you come across this post and you are willing to share some of your hard-earned money, I can’t explain how much I would appreciate it. I am nervous to post a picture on here, but if you go to my PayPal, you can see my profile picture is of me and my beautiful daughter. Thank you for your kindness. Have a blessed day.
My PayPal: paypal.me/nikki0906