Hello, my name is Chadd…I’m asking for money for a car payment…The payment is close to 600.00 but can either be paid directly, or if you choose, sent to me here at the end of this request. If you would like to pay it directly because of all the scamming garbage, I would understand and welcome it in any case. I simply need help.
It started when I bought the vehicle in December of 2020. I needed the car because the one I had, had a bad transmission at 59,000 miles and some change. The repair was going to be 6000.00 in order to take care of the issue. However, that was 1500.00 more than a used “unit”, not including the installation charges. Because the Nissan knew if the problem they decided to add mileage to the warranty and/or 2 extra years….whichever came first. Well, I got that letter, they say, but I don’t EVER recall opening mail that says I had that added to warranty. Anyway, I found out about this in August of 2020. The either/or portion of the warranty end 2 months prior to me finding out from the dealership by VIN number of the car, that the warranty had expired. And I owed 4,005.00 on it at that time. I did not have credit or cash money laying around to fix the car, nor did I think it would be worth putting 6 grand into a 4,000 dollar car. I took it to a dealership and it was paid for by them. The deal wash a complete wash. I was not upside down but I did take home a brand new car with 0 down and at 440 a month.
I could afford the car for the last year and have been late several times in paying it but never was in this situation untill I ended up with COVID recently. The new strain really hurt me financially since, in my line of work (restaurant), I am able to pay my bills on time and without any problem….The problem with asking for assistance for late car payments is that NO ONE does it….Not only was I sick for 26 days, the restaurant closed temporarily when this illness ramped up and I have lost my job untill they reopen. I’ve asked everyone I can ask. My credit is shot to hell and cannot borrow money from a lender. And even if I could, I’m quite certain that the interest rate would be unreal.
I have a number here that I will post at the end of this letter if anyone would like to contact me regarding my request. Please do not contact me regarding anything other than for what I am requesting here. I am currently emoyed as of Friday evening at a new restaurant in fine dining like the last, but all tips and and hourly are paid on a direct deposit to my account. I do not start till Wednesday and we are paid every two weeks….I CANNOT go with out a vehicle. There is no transportation in my area that gets to my job because I live in a city that does not have it. I have paid my rent and all the rest has been taken careof….I did have savings in case of things happening but I live paycheck to paycheck. Again, NO ONE gives assistance for car payments. I have checked and checked and have NEVER gone this route before. Someone I know has suggested that I try this and hope for the best….That is what I am doing. If the request is too much, I understand. If only a little is all any one person can do, I am extremely grateful. I can send the letters that the finance department has sent to me minus certain personal info, if that helps anyone who might consider this request. Again, anyone please help with this. I thinks it’s obvious that if I could have gotten it anywhere else I would have done so. On the other hand, I can in the near future, with my new job go on like I have before and take care of these things myself. Thank you for your time and consideration.
A number you can contact me at is: 561.7318221 Also, I guess this is the link to the PayPal below. Again, thank you so much for your help with whatever you can or do help with…Please stay safe!