My name’s Mike and I got laid off in December 2017.
“No big deal,” I thought at the time as I had my unemployment benefits and savings to tide me over until I found another job.
10 months later, I’m still unemployed, my unemployment benefits and savings have run out, my credit cards are maxed out, I’m behind on my bills, and I’m stressing out.
I tried to find another job, but I am not well-liked in my rural community because of my previous job as a traffic cop and it’s negatively effecting my job prospects. The electronics store I applied at didn’t call me back even though I have 2 years of experience as a sales associate. The grocery stores I applied at didn’t call me back even though I have 3 years of experience as a department supervisor/manager and bookkeeper. The restaurants I applied at didn’t call me back even though I have 4 years of experience as a manager. Even the shady liquor store in the bad part of town that is chronically understaffed didn’t call me back. Last week, I dropped of resumes in person at every business with an active job posting to no avail.
I don’t know what else to do. I cut all the expenses I could, even moving back into my mom’s house to save money, and sold pretty much everything I owned, but I still fell behind. My creditors gave me until this week to come up with the $700 in missed payments I owe them or else they’re sending me to collections and I only have $20 in my bank account. I’m seriously considering taking that $20 and buying a rope to hang myself with. Can’t get a job, can’t pay my bills, can’t even afford gosh darn bankruptcy, so why not end it all?
So, please, I’m desperate, if you have any money to spare, I would greatly appreciate it. You would be saving my life. Literally.