My name is Yasmin.
im so ashamed and embarrassed that I have got to such a low that I have to come and ask others for help :( .
I live in the United Kingdom with my son and partner. He works full time and I stay home to look after our son who only gets a few hours of preschool a week (he’s 4). I’m not really sure how best to explain the situation & how bad it is. We have just had bad luck at every single turn. Bad landlords ,losing our home etc and all causing us to fall further and further behind on bills etc.. not to mention the debt. :( On top of everything my partner has had to take a huge cut in pay which again has had a huge effect on what we now owe, but is looking for a new job with better pay/prospects.
If we could catch up with everything and get ahead we could start fresh and manage it all and start to pay off our debt which is probably around £7,000.
We reached our lowest point this Christmas after not being paid properly and previous to that no pay for 3 weeks meant more bills we fell behind on again & all we could do was pay the rent :’( I had £40 left and I hadn’t even been able to buy anything for Christmas. I’m at breaking point now with regards to mental health etc and I just don’t know where to turn anymore. The last thing I ever expect is help because, it’s my mess.. but I feel like no matter how hard I try, it’s getting worse. I tried to apply for a loan as well to pay everything off but just have the one single payment, but unfortunately I wasn’t able to get it.
I have never done this before so I’m unsure of how it works. I have so much paperwork etc I couldn’t post anything specific on here to show the extend of where I am at with the bills.. I’m more than happy if it’s possible to show people individually if requested or if you’re able to contact on here.. I’m not sure.
That’s just the shortened version of what’s going on. As I’ve said, I’m really so embarrassed about this and don’t want anyone thinking I’m a bad person, I’m just at a total loss and if anyone would be able to help in anyway, I would be forever grateful & hope that once we are in a better place, I can one day help someone else in my position.
Thank you for taking the time to read this far, I really appreciate it. X