My name is Kayla, I’m 24 years old. I have made a lot of stupid mistakes in my life – perhaps the stupidest mistake is to start taking out loans/credit cards to pay bills in times of need.
The worst mistake is trusting my friends. In April of 2017 we decided we would move in together and split the bills. Every month they never had enough to pay the bills so it was up to me to cover for them. How did I cover it I put it on credit cards, it was my only means of paying our bills and loans.
Every month more and more would get skipped. Then In the fall of 2017 the couple started having problems and the woman moved out, she continued to give some money but it was never enough and always a hassle to get it. So every month I was in the rears six to seven hundred dollars that I would have to put on a credit card.
She moved back in spring of 2018, it was even harder to get them to pay up. It was like they got a attitude every time I asked for money for a bill that was due. It was like they were bullying me. So every month I’m putting bills on credit cards. They decided fall of 2018 they would move back in with his parents not caring they left us with 1200 dollars extra in bills we had to pay a month and we could not get out of the lease because that’s cost and extra grand to terminate the lease early. Also the woman tried to get our dog taken away, by going to the land lord because she was jealous they couldn’t get more animals when they already had two. Luckily for us the landlord dropped it because he already knew about our breed, however it’s been 5 months of paying the extra 1200 a month and our credit cards are maxed.
It has ruined my credit score to the point that all this time we have been planing to by a house we are now unable to. Now we are not only not able to buy a house but we will be homeless mid April of 2019. Due to my credit cards being maxed out and no family we can move in with. I am at my wits end and don’t know what to do. It’s my fiancé and our two dogs whom I all love. I need your help.
Please help us in any way possible, and while I realize this is no one’s fault but my own, I can’t help but wonder if there is anyone out there that would help me 0 out my debt entirely.
I am asking for donations adding up to $55,000.00 to pay off everything. Even my grandmother who has helped me so much and I’ll never be able to repay her before she passes.
I can’t even fathom how much it would mean to be debt-free. It’s such a looming weight at all times over me…
I have included a picture of all of my debt. I hope there is someone out there willing to help a girl in need, please Thank you!
|TBA Auto (2 cars)||$28000.00|
|Auto insurance 6month||$1876.00|
|Consumer Energy monthly||$250.00|
|DTE Energy Monthly||$150.00|