Hi everyone,
I ask this request of $2000 from anyone, either relating or pulled deeply into my story, for a chance to overcome a dire circumstance of mine. As easily as my situation holds several solutions, they’ve been difficult to accomplish in a short manner of time.
I’ve exhausted credit (I’ve recently consolidated 3 of my credit cards along with income tax owing this year) and asking my only 3 family members and a 2 close friends.
For two months in 2021, I had no consistent income flow, except for a beautiful friend granting me small gigs, cleaning gigs, in apartment buildings she manages with showings and maintenance. With maintenance work, she gave me the job of cleaning the common areas of 6 rental properties in December of 2021. This is on a fix rate and paying out $300 per month.
This has been the case since government financial aid ceased in October 2021, and prior to that, the owner of a small cleaning company, for which I had part-time work, shut down her business entirely in November of 2021.
The crisis of the world we all endured for nearly 2 years now, had me struggling to find stable income and therefore asking my mother and father for funds to get me through in rent. It was painful to ask them, for 3 times now, with my mother being on medical leave and depending on government assistance for well over 7 years and my father, who is a senior, with only his retirement.
My younger brother also helped me twice, while he maintained his employment at Purolator, a large shipping company.
With the love and generosity of my family and even a close friend of my mother’s with disabilities, gave me a bit of extra cash on top of the $40 to 60 she would pay me to help her do small chores in her living space once in a while.
While I finally found new employment, and with the business owner in delight of my plans for long-term commitment to the work, all I could think about was how I was going to return the money to the handful of people who helped me. As I type this, today would be the 4th day of work with my new job. A job that I found though a resource for those with minimal experience in their chosen field of work. For me, this was housekeeping.
What I went through was not without heartache, shame, and frustration. Some of those who helped me understandably want to be reimbursed, and that continues to be my absolute top priority. With that, a couple of my bills that are very overdue and keeping up on rent payments.
Being on time with rent payments right now is main cause of my mental anguish. The apartment building I’ve lived in for 6 years now was bought under new management in June of 2021, except the management is a corporation and no longer privately owned.
Not Mom and Pop anymore.
I had no employment and therefore no funds to pay October’s and November’s rent in 2021. Additionally, I had, and still have, overdraft protection in my bank account up to $1, 500. The overdraft protection had been life saver for me for several months now. However, the overdraft was near its max of $1, 400 in September (from September’s 2021 rent and bill payments.)
Taking my unemployment situation to the new landlord in the beginning of October, and explaining my situation, I was hoping that would grand me time to catch up on rent, but when November came to an end, I was delivered a call to order, which came to a telephone hearing, and a new order granted to pay my balance owing with one month’s rent split this month in February 2022, and March 2022.
The order also noted that rent payments must be on time up until June 2022 to avoid immediate termination of my residence.
I knew then that the new ownership was made up of several employees, assigned and instructed to follow protocols without granting exceptions for the renters. I understood this wholeheartedly, though this was something I greatly wanted to avoid by communicating with them earlier.
Currently with my new job there was certainty of long-term employment between the owner and myself. Unfortunately, with a family emergency going on with one of the staff members, resulted in a muddled schedule for me. Not getting enough working hours.
To close my letter requesting for financial assistance, my chequing account is currently in overdraft since January 2022, and at the end of February, it would be 2 months. The overdraft protection used is limited to 3 months specifically with my bank. To maintain the protection, the account would need to be brought down to a positive balance and kept there for at least 24 hours to reset the cycle.
With the utmost respect and the consideration of those who read though my post, with many thoughts and opinions that come to mind, I ask solely for a donation of $2000 for the sole purpose to:
- Cover my current overdraft used.
- Have additional funds on top of a very small paycheque I’ll receive on the 15th of February.
- Pay half of my rent (as ordered) on the 18th of February.
- Use the remaining funds to pay 2 overdue bills of mine (Shaw Internet and Enmax)
- Pay back what was lent to me from my mother, my mother’s friend (both of whom are on government financial assistance) My father granted me financial assistance but told me it was to help me, and he doesn’t need the money back.
- Set up a small amount of money to be debited once a month from my bank account to pay back my brother.
With that, it may come to mind that I’ll just end up back in overdraft. While this is true, the overdraft used will have its cycle limit of 3 months used restarted. This would grant me time I need until my next paycheque on the last day of this month, (February 2022) a paycheque that would be a full-times worth of work.
Additionally, the maintenance jobs for 6 buildings my friend granted me back in December 2021 (The friend I mentioned earlier who manages several apartment buildings) I do PLUS the small cleaning gigs (2 at most a month paying between $60 to S120) to be paid to me in the following month. (She invoices the work I complete in a month, but the payout comes in the following month.
I thank those who chose to read through to the end of this post. I’m hoping my request is transparent and to the heart of the matter for the readers.
On a final note, it is not within my being to ask or take advantage of those who are generous, as I’m working to build a business of my own and gradually bring it to fruition of this year in 2022. Wanting to serve people and help others when they need it most.
For a while now, I’ve worked hard to get back on my feet, and knowing full well that I could only help myself by being prepared and staying ahead. With a donation granted, I’ll make certain that I don’t fall back into vulnerable cycle again.
Thank you all.
Aisha.
https://paypal.me/CielGris87?country.x=CA&locale.x=en_US
Occasional-Rain@protonmail.com
*I realized I could only post one photo relating to my situation. Attached is an image of my overdue Enmax bill, and a photo of me. Forgive the grainy quality.
If needing further proof of my circumstances, I’ll gladly provide it, which includes my overdue Shaw bill, bank statement and my rent order. The images of my other documents were to large in format to insert with the post.
Thank you all once again.
