Hi, my name is Jade and I’m a 21 year old University student from South Wales. I have found this website due to desperately searching the web to try and find some sort of solution to what seems like a never-ending and worsening problem. I really hope somebody can help us!
I live at home with my mum. It’s just us and always has been.
When I was younger my mum dated my ex-stepdad and financially, we were okay. All seemed good.
Except a short while after marrying him and they moved in together he became abusive in all forms, especially financially. He would take control of her finances, take money from her that he’d promised he’d pay the bills with and half the time he’d be down the local pub and come back to the home drunk.
Eventually after a few years my mum realised her worth and told him to leave. We thought all was great a few months later until my mum got letters through the door from the electric/rent/council tax companies stating that many months worth of money had not been paid. Because the bills were in her name there wasn’t much she could do. My mum did call each of them and explain – agreed to start paying them back and I offered to chip in too to ensure the bills decreased as soon as possible. Even my mums new partner is so very kindly chipping in despite struggling himself. The initial owed collectively was around £7045 and we had gotten into a great routine of repaying despite the circumstances.
However, my mum then suddenly became diagnosed with cancer some weeks later and therefore has not been able to work at all. This leaves just me and my mums partner to try and pay off the bill whilst tending to her.
Due to everything going on the bill was left unpaid for quite some time. This meant bailiffs were coming round often and the company who ordered them kept adding bailiffs fees etc. Because of this the collective amount now stands at £10,329.22. Everyone is suffering so heavily with mental health right now and my mum is currently on anxiety medication.
I’m pleased to announce that my mum is now cleared of her cancer and has returned back to work, but she has no quality of life! If there is anyone out there reading this then please send anything you can to help us. It’s so unfair that she has this mass debt due to a toxic relationship. I absolutely despise having to ask for money and feel awful…
My mum is my world and if I can get rid of this debt I would love to give her that peace of mind, finish my degree and start saving to take her on her dream holiday so we can finally start over.