I need help in paying my 2 credit cards totaling $6000 in all. I was able to meet my financial responsibility before this COVID came, but, now, I have lost income and have not yet found enough employment so that I can take care of all of my expenses. Plus, I had just moved to another state a month before everything shut down due to COVID.
I have never been one to ask for money, but, I can’t keep up everything like before.
One of the credit cards that I need help with was used for my (small) business that I had while living in another state. The business didn’t require a lot of overhead, but, I did have to buy certain supplies. I can’t have the business with my new living arrangements; not enough space for one thing and my living situation has completely changed, so that is not possible to continue with the business. So, once that credit card is paid, I can close it out because I don’t need it anymore.
The other credit card is for health reasons. My health insurance paid for some, but, not the entire bill. I had to have extensive dental treatment (a 20-year-old gold bridge fell out), and the teeth surrounding it had to have immediate attention. Also, I had to use some of my money for my eye exams and glasses that the insurance would not cover. Usually, I can pay these things off as they happen, but, both things happened at the same time.
I had a credit card that was for my car only and it covered maintenance work. I managed to use all of my last stimulus checks to pay off the balance on that. I have gotten a newer car ( 1 ½ year ago) and so far have had no maintenance costs and don’t expect to for quite a while. I kept the previous car for 18 years and got the car when it was one year old. So, it was getting expensive for the last couple of years. But, as I said, that bill is all paid, thanks to the stimulus check that the government gave me.
I’m not a deadbeat and try not to live beyond my means, but with moving, and a different area to get used to and the COVID, I could really use some help getting these two credit cards paid up and done with. I plan to close out the one for business, but, to keep the other for my health, which is all it is for. ( You can only go up to $3000, so, it’s not like the sky is the limit. You have to get the balance back down below the $3000 before you can use the card again.)
I appreciate any financial help and the money will definitely go to paying off these two credit cards.
Thank you.
EM
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