Hello All,
I never thought I would be in a position to ask strangers on the internet for help, but I am. We all need a little help now and again. I am requesting some help with a large dental procedure and bill coming up that I have already rescheduled 2 times and now need to reschedule a 3rd time. It’s close to 4k dollars and I really want to get it done for many reasons. I was quoted back in October of 2022 after my initial visit. After the first of the year, they informed me that there were changes to what the insurance will cost and now even more will come out of my pocket. Insurance only covers 1500 and the complete total is over 5k.
One I want my smile back, two I want to eat and not have pain, or be selective on what to eat due to pain/discomfort. Three, I want to feel more confident about myself, especially when working in an industry where I have to meet and speak with people face to face. My company is doing online video interviews with everyone to post on our website, I have refused even though I want to do it because of my teeth and smile.
I have taken care of my teeth my whole life, they started to have problems after being prescribed certain medication that deteriorated not just the teeth but other bones in the body. At 43 years old I still have a lot of life left in me and would love to feel better all around with a smile that isn’t so ugly and disturbing and to be able to eat without fear.
I have many missing/broken teeth and a few right in front. I do have dental insurance, but it barely covers any of the costs. To get the upper plate, removal of all teeth and a full cleaning of all bottom teeth (Top are the issue, bottoms are great thankfully) would be close to 3k dollars. I have been trying to save up, but things keep coming up and I have to start back over. I have already paid for and completed the Bite, and the teeth are made, its just getting the procedure done, the removal of all upper teeth, all 4 wisdom teeth, putting in the new upper teeth in and full cleaning of all bottom teeth.
Let me give you a little background of myself. I am a 43-year-old female. I spent my entire life working sometimes more than one job, doing what needed to be done to pay the bills but yet having the bad luck of still struggling. I am a Widow, my late husband passed away in Aug of 2020 to Esophageal cancer. It was not expected, he suddenly got sick, then his mind went. I finally had to call 911 to come get him, found out he was terminal. It hadn’t officially gone to his brain, but it was in fact what was causing his mental confusion. In his head it was like things were 10 years prior rather than current day. He was in the hospital for 2 weeks, peak covid time, then went to hospice for a week before passing away at 44-years-old. We had been together for over 20 years. We started dating in 1999, married in 2006 and he passed in 2020. It wasn’t the perfect marriage, actually things had changed over the years.. The sad part is he refused to work, leaving me to take care of everything financially. Because of his refusal to work a regular job I did not get any benefits from Social Security or Disability when he did pass away. I was just left with even more debt… There is a lot more that I realized that I missed out on because of things he refused to do, or would threaten if I didn’t give him money for his “needs”. I spent close to 9 months cleaning the house, getting rid of things and turning it back into a home, rather than a storage shed which is what it felt like with things everywhere.. He was a bit of a horder..
Being on my own for the first time every in my life was both challenging and also depressing. I adopted a dog (Our dog passed in May of 2020 of 14 years just before he passed in Aug of 2020). He is the best ever and it was the best thing I could have done for myself. I had purpose again because he counted on me to take care of him, play with him and then some. But he was alone all day at home while I was at work. He needed more, he needed someone to play with and someone to be around him. He is way to social to be home alone all day.
I finally decided to move out and moved back in with my mom. She had 2 dogs and all of them got along, plus being retired she was home during the day so that helped a lot as well. Plus, it helped both of us with loneliness (My dad passed 10 years ago and she is by herself).
It started off good until she had an issue with my dog. I was told to get rid of him, he was not the problem, and I couldn’t just give him up after rescuing him myself. I already had too much loss in my life, so I had to find another place to live. Now things are much higher and the cost to rent was out of my budget, I found a place and my boss helped me out to get in with first, last and deposit. Another debt I am still paying on. 3500 for that help.
I got 2 roommates to help with the cost and be able to afford. Still making payments on everything else plus trying to live in today’s current economy has proven to be difficult. On top of that one of my roommates developed brain cancer. After his surgery he changed, He would be up all night keeping everyone up. Both roommates were prior drug/alcohol addicts that went through rehab to better themselves. They were normal when they moved in.
The one with the brain cancer, of course after surgery the hospital gave him pain medication, he abused it, went through them in a few days and then went to the streets to find something to help. That is when he would be up all night keeping the house up, taking shower after shower, banging things, stomping around the house, in his room screaming… It was not a fun time, all during the holidays and all during the time I decided to finally start dating again and had met someone.
After the first of the year, he went back to the hospital to stay and start his treatment, with his issues the other roommate started drinking again. He just lost his job and spends the day around the house drunk… I do not want to live like this, and I shouldn’t have to in my own house. I informed them both I would not be renewing the lease in July and would look for another place, giving them 5 months’ notice. 3 days March 1st the one with brain cancer tells me he is moving, after I had inquired about his rent and utility payments for a week with no response. He never did pay the rent for that month, didn’t come get his things until the end of the month. Still refusing to pay me for his share of anything when he was last there stating he has no money cause he is not working… Of course, he has money for drugs and alcohol…
He broke many things in the house during his drug induced escapades and refusing to pay for any of them, again more out of my pocket. I did not require first, last and deposit because I was just trying to pay it forward to others after some helped me.. Instead, now I am even further behind and in debt due to others. So again, I have to reschedule this dental procedure that I really need to get done. One more infection and it could kill me.
I work a great job and have worked hard my whole life. I feel like at times no matter how far I think I have gone, something or someone kicks me way back.. I feel like I have no control over anything. I just want to live a normal happy life. I did meet someone and let me tell you he is the one.. He is my best friend and soul mate; I could not have gotten through the past 4 months with out him. He is battling Child Support from one of his prior marriages that has halted up some of his finances and part of his pay checks, he gives me whatever he gets paid to help with all the expenses of the home and food. He has fixed many things in the house for me and the landlord. He has been a blessing..
And he is not happy that I have had to rescheduled this again.. he is trying to do what he can to help. 3 prior ex-wife’s that have destroyed his credit and taken everything from him has not helped. We both work full time, we rescued a second dog, we take care of the house and everything but no matter how much we work something keeps coming up that kicks us back financially.
My credit is way low due to my late husband, and I have been trying to repair but it takes time and a lot of small payments. It hasn’t been fixed enough to get care credit or a credit card to help pay for this procedure and other expenses, like my dog hurting his leg and needing to go to vet and get surgery done as well. Thankfully he has gotten much better but if he over does it that leg will keep him down for a few days and I can see it is bothering him.
I think I have rambled on enough. I tried to make a long story somewhat short and just give you some details of what has gone on and why I am asking for some help. We are wanting to get married, no big wedding… Just him and I at the courthouse, but I want to have my smile fixed before we do that. We are ready to make it official, I just want to have a big happy smile and keep pushing forward towards our future.
We are wanting to buy some land and build our own home from the ground up ourselves. We both have working in the construction industry our whole lives, I in the office doing the books, HR and he in the field doing the work and running crews. We just want to live out the rest of our lives together, we have already missed many years together and just want to spend what time we have left in this world with each other.
Thank you again for reading and any help is beyond gratefully appreciated. I am the type of person to help others and pass on any kindness myself. As stated above by not making my roommates pay first, last and deposits, which ultimately screwed me, but it would not stop me from helping someone again. You can’t let one person who did wrong affect others that would do right and pass on that helping hand. That’s how it should be the world needs to do more helping each other and less putting each other down and sharing it all on social media.
A little bit of help with this item will definitely help in the other areas I am trying to pay off at the same time as regular bills, expenses and food that is rising on a daily basis but yet our pay does not. At the same time, I have been trying to do my own crafts from home. I have a few unique things I do and have tried to grow this little, small home business into something. I enjoy doing the crafts, it relaxes me, and others enjoy them and want to purchase.
My goal is for it to pay for itself, selling the finished ones to purchase more supplies and to promote more online for sales as well as local craft shows. That though has fallen down the priority list.. Maybe I can get that back going again soon as well.
Thank you again.. If you wish to help my PayPal info is below and I am very grateful for any assistance from anyone. And I promise to pay it forward one day to someone else that is struggling in this world. I always do a lot of donating to the local animal shelters as I have a huge heart for dogs, especially the ones looking for a loving home.
Paypal.me/keltiffrose