To whoever is reading this;
Hi, I’m currently a 19 y/o full time community college student taking 15 credit hours and I am financially independent but currently in a spot of trouble.
Unfortunately in the past year and a half, I have been continually hit with misfortunes that have now left me looking at some serious trouble.
To begin I will start with my own health.. I have 4 wisdom teeth coming in, and they are all going completely sideways and eventually will impact, and with no insurance there is no way I can pay for the operation to have them removed. I am not sure how long I have until it becomes urgent for me to remove them but I would really like to remove them in the near future.
Financially I am seriously beginning to drown. My car which is my main means of transportation keeps having issues that have been costing me money since I bought it less than 2 years ago. I wish I had gotten something more reliable but at this point I have too much invested to even sell it. Today I discovered oil leaks on the ground and suspect it may be a rear main seal or a oil pan gasket failure. I have spent over 7000 dollars trying to keep this car running and it has now run me dry. I need it to get to work and school, I don’t know what else I can do about it. Furthermore, I pay for all my own expenses, I have car insurance coming up ($1100), as well as bike insurance. ($400) (I bought the bike to save on gas, it is not a supersport bike, it gets 66mpg and is much cheaper to insure than my car.) Unfortunately I managed to low-side the bike recently while commuting to school in the rain, and I have not had the funds to repair it since. (I had also dropped it earlier in the summer and that had cost me a pretty penny as well, got butter fingers I guess)
Here is a screenshot of the car repair spreadsheet I have been keeping up with since owning the vehicle (It is missing some items I have lost receipts for however):
Currently I am actually in debt, (less than 5 dollars in my checking account, with a credit balance due, and only 200 left on the line itself), quite the opposite of where I’d like to be since I know I will soon have to worry about covering the cost to transfer to a full-university to finish my degree. I don’t even go out or waste money on non-necessity’s, I simply end up losing all my money on bad luck. I go to school from 9-2, and work from 4-10 everyday. I don’t know what else to do because I simply don’t make enough and can’t find a second job without jeopardizing my grades.
I really wish I didn’t have to ask for money like this, I hate to be a burden to anyone. It would really mean the world to me if I could just get some help in my time of need though, I don’t even have family to turn to because of a whirlpool of issues there involving divorce, grudges, etc… I know that there are some very nice people out in the world, and I’d like to thank the kind person who is here right now for reading what I have to say.
If you’d like to help me out, I would apprecite it so soooooo much… paypal.me/zorikos