Hi, my name is David, I currently live with my wife and 17 month old.
i feel so very unproud of myself having to ask for help from complete strangers and yet find myself swollowing my pride to seek to opportunity that sonewhere and somehow there is a way to help rebuild our lives.
around 5 years ago we felt that we were doing fine, we managed to rent, go out and enjoy ourselves. We had a little bit of debt but it seemed manageable.
however this was not the case, we would end up using our wages and anything left would be put today’s the debt, unfortunately the payments we had left did not cover the interest, we fell into a terribleness midset up we can worry about it later and borrowing further funds to pay the original bills but just ended up creating more, as time went on we started to find things increasingly difficult with our outgoing being more than our income and even scrimping on everything we still missed bills, we would miss one and then the month later catch up but would miss a different one to pay for it, so on and so on.
we now have a beautiful baby daughter who is the love of our lives, I as a father feel so disappointed in myself that I am unable to be the father figure I always had hoped to be, not being able to afford to buy her new toys or clothes but instead relying on gifts or charity shops to provide for her.
we go without meals sometimes in order to make sure she still eats well, we always make sure of that.
we have a 15 year old car that we use to cart us to and from work daily which has started to pack up more than I am able to fix and currently fear what will happen when it dies in the near future and will be unable to afford a new one, our credit history is below very poor due to our past so cannot look to get finance as they simply will not allow it.
i come from a very small family and therefore cannot ask for any further aid from them as the have exhausted their ability to provide aid
im just so scared of all this money worry, I have tried so hard to keep my family’s head above water, yet feel that we are now very quickly sinking.
I just don’t know what else to do