Hello. My name is Melissa and on October 22nd, I was involved in a car accident while I was working with one of the ride share companies. Luckily, no one was injured except my vehicle. It sustained more damage than the other person’s vehicle that hit me. My insurance was able to cover the damages and my vehicle went in to the shop for repair. It has been there for almost a month and should be ready by tomorrow. The problem I am having is coming up with the deductible of $1500 that I have to pay out of pocket. I receive Social Security death benefits for my son whose dad passed away 2 years ago and that only comes once a month. By the time I pay all of the bills, rent, car payment, insurance, utilities, food, etc…..I’m lucky if I have a dollar to my name. Since I haven’t had my vehicle to drive in order to work for Uber and Lyft, there is no money at all right now. I have to wait until December 13th……..It has just been really difficult……I’ve tried to apply online to get a loan but my credit score is so bad they aren’t about to let me get a loan……I’ve been really stressed out about this because my car is our money maker that keeps a roof over our heads and food in our mouths……If someone out there reads this and feels the need to help, I would be so grateful to them for that for the rest of my life. It took a lot for me to find the courage to even ask because I feel very prideful and don’t want to ask. Thank you for reading my story.
I have photos of my vehicle with the damage from the accident but having trouble uploading it on here.