Thank you for taking the time to read my request. I never thought I’d be on the internet begging strangers for money, but here I am.
First, a little about me. I’m 25 years old and am in my 3rd year of teaching elementary school. I’m enrolled in grad school so that I can further my career in education. A year and a half ago I had absolutely no debt. I worked full time through undergrad and didn’t take out any loans.
Fast forward 3 years from graduation and I’m now swimming in debt. Mostly because my roommate bailed on the lease and I’m having to pay double the amount I planned for, and also because I made some stupid impulse purchases and travel plans.
The debt itself is not the issue, as I can buckle down and find a new apartment in order to pay that debt off in 2 years or so. The issue is that my 10 year old car is very quickly reaching the end of its life and I can’t afford to replace it AND pay off my debt.
So, I’m on here to ask for help. I’m looking to save up around 5-6k for a decent down payment on a used car. That way I won’t have to take out such a huge loan with a high interest rate.
I am REALLY trying to get back on track because I know racking up debt was stupid and I’m learning the hard way that it doesn’t just affect your credit score, it makes a lot of other things difficult as well.
If you made it this far, thank you. Any donations helps, even if it’s just prayers.